Getting Your Share of The Billions in Grant Money

by

For low income families, making ends meet can be difficult at time. Just when you feel like you may be doing alright, an unexpected expense like car repairs or medical bills can wipe out any progress you’ve made. Fortunately, low-income families have options available when they are experiencing a financial hardship. One of these options is grant money.

Grants are free one time gifts that are available to certain individuals. Originally grants were only available to organizations. They can be found at the local, state or federal level. Grants can also be found through corporations and non profits. Grants can help low income families with things like living expenses, job opportunities, insurance, child car, home energy costs, education and scholarships, tax preparation and much more! Grants are typically created to encourage a specific activity and may have limitations or requirements that determine funding eligibility.

 

 

Types of Grant Money

There are many types of grants available! We are going to look at some of the most popular types of grants available for individuals.

grant money

Home Ownership Grants – Home ownership grants are provided by organizations such as Habitat for Humanity. Funds for home ownership grants are provide in conjunction with the U.S. Housing and Urban Development’s (HUD’s) Self-Help Homeownership Opportunity Program, known as SHOP. Grants provided by SHOP are not allowed to exceed $15,000 per home. In addition the organization requires potential homeowners to invest manual labor into the building of their home. The goal of SHOP grants is to allow individuals who may not have otherwise been able to purchase a home, enter into home ownership.

 

Grants for WomenGrants for women are available to help women in a variety of positions. These grants are typical for business purposes to help offset the sometimes unjust system in the workplace. To find more information regarding grants for women visit grantsforwomen.org.

 

Grants for Minorities – Government money is available for minorities who are interested in being entrepreneurs, business owners, those who are wanting to go to school, own a home, and who may meet other requirements. Money is available for African Americans, Asians, Hispanics, American Indians, and any other minority group.

 

Education Grants – Education grants are for individuals who plan on attending college. These grants cover education related expenses like tuition and books. Education grants have income restrictions, but are not based on your credit score. To find out more information about education grants visit fafsa.gov. The most common grant related to education is the Federal Pell Grant.

 

Grants for the Disabled – There are many grants available for those with disabilities. The goal is to provide individuals who are disabled, but capable of living on their own, with the means to do so. With the grant money provided, disabled individuals can construct ramps onto their homes, install handicapped doorways, and make other necessary home renovations. In addition to home repairs some federal grant money can pay for medical assistance programs like home nurses.

 

Home Repair Grants – Individuals, who may not be able to obtain a home equity loan, may qualify for a home repair grant. These grants are available to help with home repairs that will make a house safe, or improve its energy efficiency. Types of home repairs may include upgrading electrical wiring, replacing a septic tank, or installing storm windows. The U.S. Department of Agriculture works in conjunction with programs like the Rural Repair and Rehabilitation Loans and Grant programs to provide individuals with home repair grants. Local state and city offices may also offer similar types of home repairs.

 

Grants for Senior Citizens – There are many types of grants out there to assist senior citizens with housing costs, home repairs, and other living expenses. One of these organizations is The AARP. The AARP foundation is striving to work towards a country where no elderly person is living in poverty. One way they are reaching this goal is through grants. Their grants are used to serve those over the age of 50. To learn more about AARP grants visit aarp.org.

 

How Do I Find Grant Money?

There are many different types of grants available. A quick Google search related to the grant topic you are interested in applying for (i.e.: grants for women) will bring up numerous links. You can also visit the sites listed above related to the individual grants that you are interested in.

The key in finding grants is to search for the right type of grant. With thousands of grants available pertaining to many different specific situations, it is important to find the RIGHT grant for your situation.

 

Applying for Grant Money

Step 1 – Choose Your Grant – To begin applying for grants you must first find the grant that fits your circumstances and addresses your specific needs.

Step 2 – Gather Required Documents – You will typically need to gather certain documents and information needed for the application. You will want your W2’s, bank statements, paycheck stubs, expense documentations, proof of residence, social security numbers and other needed information.The reason for this information is to prove that you have a need for the grant based on economic hardship. The criteria required for each grant will vary.

Step 3 – Fill Out Application – While filling out your application it is important to fill it out correctly. Take the time to proofread your application, and make sure it is free of grammar and spelling errors. You will also want to make sure all information is accurate. Falsifying information is illegal and may have consequences.

Step 4 – Submit Your Grant Application – After you have completed your application, the next step is to submit and wait for a response. Many grants require you to submit your grant via mail, while others may be submitted electronically. Follow the steps in your grant application. The waiting period will vary from grant to grant.

 

 

I Was Approved For Grant Money– Now What?

Once you are approved for your grant money it is important to know what you can and cannot use the grant money for. Follow all rules set forth by the company giving you the grant. In addition to following all the rules, you may want to find out whether or not you are required to claim the grant money as taxable income.

With billions of grant dollars available worldwide, the question may be asked, “why NOT apply for a grant?” If you are am individual who meets the qualifications, by all means APPLY for the grant.

There are grants available for just about anything, and these grants can help you obtain home repairs, an education, home buying assistance and much more. The only thing standing in your way is finding the grant that meets your needs! So, consider beginning that search today!

Click Here to Start Your Search For Grants!

 

Budget Tips for Today’s Family
If you are in charge of creating the family budget, chances are, you’ve had the unfortunate experience of having a brilliant budget plan that isn’t executed well. This happens to many families and couples, and with a little attitude tweaking, you can solicit the help...
Find The Best Section 8 Homes & Rentals
Find The Best Section 8 Homes & Rentals Are you feeling a little frustrated searching for Section 8 homes and rental property? Below is a list of multiple Section 8 housing resources. These are not in any particular order. These are just eight very good resources...
The Best Self Help Gurus
In the world today, it is easy to come across scammers looking to take advantage of people in their weakest moments. The realm of self-help is no different. In fact, it can be much worse. Self-help scammers apply abstract concepts so that unsuspecting people will fork...
Examine Failures and Find Inspiration
How to Examine Failures and Use it as Inspiration Sometimes, when we fail, it can feel like the end of the world. None of us like to be told that we are doing something wrong. None of us like to experience setbacks in our plans. It can make us question our self-worth,...
4 Challenging Discussions (And How To Have Them)
It's not always easy to practice open and honest communication, especially with your family. Unfortunately, that lack of communication can have serious consequences. If you're having a hard time finding the courage to approach your family about an issue...
Free Cell Phones: Avoid The Trap
Cell phones are becoming very sophisticated with the advancement in the technology. Today the cell phones come with lot of mind-boggling kinds of features on them. Due to the increasing competition between the handset manufacturers and the service providers, lots of...
How To Find Good Insurance Companies
 Insurance is a part of life whether you’re looking to protect your life, home, or automobile. All insurance companies are not equal. Working with a good insurance company is just as, if not more, important as having coverage. Here are four things to keep...
Car Loans Approved Today!
Drivers will be excited to hear that the cost of a vehicle has started a downward plunge making it even easier to get the car loans you have always wanted. According to predictions by GasBuddy, the average price for a gallon of gasoline is set to fall...
Finding Employment with Job Searches
Finding Employment with Job Searches Sometimes, life hits Americans hard. With ups and downs in the economy, it may be difficult to maintain consistent employment over a long period of time. Fortunately, there are options to help find a new job or career. In the...
How A Home Warranty Will Save You Money
A Home Warranty Will Save You Money Owning a home can be expensive. Appliances break down, and air conditioners tend to quit working in the middle of the summer. In fact, most home have a major mechanical breakdown twice each year. Usually, these breakdowns occur at...
You Can Save Money on Your Monthly Bills By Reading These Tips
When you add up the total cost of your monthly utility bills, you may be astounded by how expensive utilities can be. This may be particularly true during peak usage months in the height of summer and in the dead of winter. You and your family...
Are Discount Stores Really A Bargain?
It seems like dollar stores and other various discount stores are becoming a common retailer in most areas. Can these discount stores really offer you a bargain or do they just sell poor quality items? In my opinion, there are plenty of great bargains to be found in...
Public Assistance Study
 According to a new public assistance study conducted by the University of Illinois and the University of California-Berkeley, a overwhelming majority of fast food worker's families are enrolled in one or more public assistance programs. These programs...
Positive Thinking Can Change Your Life
Positive Thinking Can Change Your Life Enthusiasm Is Positive Energy “No pessimist ever discovered the secret of the stars, or sailed to an uncharted land, or opened a new doorway for the human spirit.” - Helen Keller Enthusiasm is the sunshine of your mind’s garden....
The World of Federal Grants
Welcome To The Wonderful World Of Federal Grants Federal Grants - If you are planning to go to college or university but know that you would never be able to afford it on your own, or with the help of your family for that matter, one of the first places...
Step By Step Guide To Debt Repair & Rebuilding Credit
Step By Step Guide To Debt Repair & Rebuilding Credit A severe debt situation is a huge financial misfortune that can ruin your ideal credit scores. If you are bothered by this excruciating condition, never worry. You are not alone in this regard. During the...
History of St Patrick’s Day
 St. Patrick’s Day is celebrated annually on March 17, the anniversary of his death in the fifth century. The Irish have observed this day as a religious holiday for over 1,000 years. On St. Patrick’s Day, which falls during the Christian season of Lent,...
Is Public Housing An Option for You?
The US Department of Housing and Urban Development (HUD) utilizes several programs to ensure housing for lower-income families. One of these programs is Public Housing. This program was designed to provide decent and safe rental homes for lower-income...
Solid Advice for Credit Repair
It may be difficult to find information on the best ways to improve your credit. There is a wealth of different tips in this article to help you rebuild your journey to credit repair. Using these tips can save you from stressing and prevent headaches....
Social Security Disability Benefit Application Help
 There are several advantages to applying for Social Security Benefits online. There is no need for an appointment and it will definitely save you time. Visitng your local Social Security Office can be very time consuming and frustrating. Read the...

The Premier Forex League

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This