Getting Your Share of The Billions in Grant Money

by

For low income families, making ends meet can be difficult at time. Just when you feel like you may be doing alright, an unexpected expense like car repairs or medical bills can wipe out any progress you’ve made. Fortunately, low-income families have options available when they are experiencing a financial hardship. One of these options is grant money.

Grants are free one time gifts that are available to certain individuals. Originally grants were only available to organizations. They can be found at the local, state or federal level. Grants can also be found through corporations and non profits. Grants can help low income families with things like living expenses, job opportunities, insurance, child car, home energy costs, education and scholarships, tax preparation and much more! Grants are typically created to encourage a specific activity and may have limitations or requirements that determine funding eligibility.

 

 

Types of Grant Money

There are many types of grants available! We are going to look at some of the most popular types of grants available for individuals.

grant money

Home Ownership Grants – Home ownership grants are provided by organizations such as Habitat for Humanity. Funds for home ownership grants are provide in conjunction with the U.S. Housing and Urban Development’s (HUD’s) Self-Help Homeownership Opportunity Program, known as SHOP. Grants provided by SHOP are not allowed to exceed $15,000 per home. In addition the organization requires potential homeowners to invest manual labor into the building of their home. The goal of SHOP grants is to allow individuals who may not have otherwise been able to purchase a home, enter into home ownership.

 

Grants for WomenGrants for women are available to help women in a variety of positions. These grants are typical for business purposes to help offset the sometimes unjust system in the workplace. To find more information regarding grants for women visit grantsforwomen.org.

 

Grants for Minorities – Government money is available for minorities who are interested in being entrepreneurs, business owners, those who are wanting to go to school, own a home, and who may meet other requirements. Money is available for African Americans, Asians, Hispanics, American Indians, and any other minority group.

 

Education Grants – Education grants are for individuals who plan on attending college. These grants cover education related expenses like tuition and books. Education grants have income restrictions, but are not based on your credit score. To find out more information about education grants visit fafsa.gov. The most common grant related to education is the Federal Pell Grant.

 

Grants for the Disabled – There are many grants available for those with disabilities. The goal is to provide individuals who are disabled, but capable of living on their own, with the means to do so. With the grant money provided, disabled individuals can construct ramps onto their homes, install handicapped doorways, and make other necessary home renovations. In addition to home repairs some federal grant money can pay for medical assistance programs like home nurses.

 

Home Repair Grants – Individuals, who may not be able to obtain a home equity loan, may qualify for a home repair grant. These grants are available to help with home repairs that will make a house safe, or improve its energy efficiency. Types of home repairs may include upgrading electrical wiring, replacing a septic tank, or installing storm windows. The U.S. Department of Agriculture works in conjunction with programs like the Rural Repair and Rehabilitation Loans and Grant programs to provide individuals with home repair grants. Local state and city offices may also offer similar types of home repairs.

 

Grants for Senior Citizens – There are many types of grants out there to assist senior citizens with housing costs, home repairs, and other living expenses. One of these organizations is The AARP. The AARP foundation is striving to work towards a country where no elderly person is living in poverty. One way they are reaching this goal is through grants. Their grants are used to serve those over the age of 50. To learn more about AARP grants visit aarp.org.

 

How Do I Find Grant Money?

There are many different types of grants available. A quick Google search related to the grant topic you are interested in applying for (i.e.: grants for women) will bring up numerous links. You can also visit the sites listed above related to the individual grants that you are interested in.

The key in finding grants is to search for the right type of grant. With thousands of grants available pertaining to many different specific situations, it is important to find the RIGHT grant for your situation.

 

Applying for Grant Money

Step 1 – Choose Your Grant – To begin applying for grants you must first find the grant that fits your circumstances and addresses your specific needs.

Step 2 – Gather Required Documents – You will typically need to gather certain documents and information needed for the application. You will want your W2’s, bank statements, paycheck stubs, expense documentations, proof of residence, social security numbers and other needed information.The reason for this information is to prove that you have a need for the grant based on economic hardship. The criteria required for each grant will vary.

Step 3 – Fill Out Application – While filling out your application it is important to fill it out correctly. Take the time to proofread your application, and make sure it is free of grammar and spelling errors. You will also want to make sure all information is accurate. Falsifying information is illegal and may have consequences.

Step 4 – Submit Your Grant Application – After you have completed your application, the next step is to submit and wait for a response. Many grants require you to submit your grant via mail, while others may be submitted electronically. Follow the steps in your grant application. The waiting period will vary from grant to grant.

 

 

I Was Approved For Grant Money– Now What?

Once you are approved for your grant money it is important to know what you can and cannot use the grant money for. Follow all rules set forth by the company giving you the grant. In addition to following all the rules, you may want to find out whether or not you are required to claim the grant money as taxable income.

With billions of grant dollars available worldwide, the question may be asked, “why NOT apply for a grant?” If you are am individual who meets the qualifications, by all means APPLY for the grant.

There are grants available for just about anything, and these grants can help you obtain home repairs, an education, home buying assistance and much more. The only thing standing in your way is finding the grant that meets your needs! So, consider beginning that search today!

Click Here to Start Your Search For Grants!

 

Social Security Disability Benefit Application Help
 There are several advantages to applying for Social Security Benefits online. There is no need for an appointment and it will definitely save you time. Visitng your local Social Security Office can be very time consuming and frustrating. Read the...
The FHA and Home Loans
 The Federal Housing Administration (FHA) insures mortgages on loans provided through FHA-approved lenders. Since its creation in 1934, the FHA has insured tens of millions of homes for families in the United States. These mortgage insurances protect...
Best and Worst Student Loan Services
Best and Worst Student Loan Services This is the time of year when hundreds of thousands of Americans begin to prepare for their first semester in college. They begin to seek out the items that will sustain them during dorm life. Parents spend money on new sheets, hot...
Which Protection Is Best?
Keep Your Information Safe! Makes A Great Christmas Present! Credit card numbers are sacred these days. We’d never give them out to a stranger because credit card fraud and stolen identities are never more than one mistake away. But what if I told you that somebody...
Coupon Tips That Can Save You Money
Everyone loves a great deal and your luck will get better when you find coupons for your favorite items. There are a lot of great locations to discover coupons these days, including the Internet, newspapers and flyers. These are tips and techniques on how...
Are Discount Stores Really A Bargain?
It seems like dollar stores and other various discount stores are becoming a common retailer in most areas. Can these discount stores really offer you a bargain or do they just sell poor quality items? In my opinion, there are plenty of great bargains to be found in...
Government Grants Exposed
You and I have heard it all before, the man with the funny jacket on late night TV telling us that the United States government gives out over 30 Billion dollars in grants every year. And if we want any of that for ourselves, all we have to do is send him...
Examine Failures and Find Inspiration
How to Examine Failures and Use it as Inspiration Sometimes, when we fail, it can feel like the end of the world. None of us like to be told that we are doing something wrong. None of us like to experience setbacks in our plans. It can make us question our self-worth,...
Self Help Works Too!
Self-Help Works Too! Government assistance serves as a great safety net for a lot of people. Unemployment, SNAP, Social Security Disability, and other benefits operate as a great way to prevent total financial collapse following negative life events. However, each of...
Women Grants in The United States
A lot is being granted to the citizens of America in the name of grant scheme. Various categories of financial needs are being accomplished through these grants. Some of the most popular grants schemes ever are the grants for men, grants for women, grants...
How Do I Get FHA Refunds?
Although FHA refunds are for people who have FHA-insured mortgage loans, not everyone is entitled to a refund. Various factors are considered to determine who can receive a refund. FHA refunds are available for those who finance their homes within three...
Best Way to Build Your Credit Rating
In today’s world, credit can be easily destroyed. If you are young and entering the adult world, you may not always understand how to maintain a great credit rating. Often, you do not qualify for a loan or credit card due to having no credit. Lapses in employment or...
Car Shopping and Ways To Pay for It
A franchised new car dealership is a reliable, if not the only, source for anyone who wants to buy a new car.  But to those who prefer buying used or previously owned cars, there are plenty of options and sources one could choose from to be able to make...
Understanding Federal Grants (Part 1)
 Let me start off by asking you this question. How would you like free money that you will never have to pay back, from the federal government? Sounds great doesn't it? Well, the simple truth is that you can get it if the government decides to award you a...
5 Strategies to Save Money on a Shoestring Budget
 If you are one of the many people who live on a tight budget, you may feel the stress of your situation on a daily basis. Even a seemingly small issue that arises and has reasonable expenses can throw your budget off track. Reducing your costs is a great...
Step By Step Guide To Debt Repair & Rebuilding Credit
Step By Step Guide To Debt Repair & Rebuilding Credit A severe debt situation is a huge financial misfortune that can ruin your ideal credit scores. If you are bothered by this excruciating condition, never worry. You are not alone in this regard. During the...
Social Security Disability Assistance
 Social Security Disability Insurance pays benefits to you and certain members of your family if worked long enough and paid Social Security taxes. Supplemental Security Income pays benefits based on financial need. If you need help and personal guidance...
How To Find Good Insurance Companies
 Insurance is a part of life whether you’re looking to protect your life, home, or automobile. All insurance companies are not equal. Working with a good insurance company is just as, if not more, important as having coverage. Here are four things to keep...
4 Challenging Discussions (And How To Have Them)
It's not always easy to practice open and honest communication, especially with your family. Unfortunately, that lack of communication can have serious consequences. If you're having a hard time finding the courage to approach your family about an issue...
Natural Healing Options for Arthritis
Arthritis comes in various forms, but it's always painful. The typical medical approach is to take some sort of pain medication (usually non-steroidal anti-inflammatory drugs, or NASDs) that might result in various side effects, such as stomach pain. Thankfully, there...

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This