Section 8 Eligibilty and How it Works

When it comes to Section 8 eligibility it all begins with two key factors: how much money your family makes (total annual gross income) and how many members live in your household (family size). In general, a family’s income may not exceed 50% of the median income for the county or metro where the family currently, or would like, to reside. Later in this guide we will show you a breakdown of the income level to family member ratio to learn if you fulfill this vital eligibility requirement. In addition to income requirements, you will also be required to provide the following:

☑️ Photo identification for all adult household members

☑️ Proof of legal residence in the United States for all household members

☑️ Social Security number verification for all household members

☑️ Verification of all household income and assets

During the application process, your Local Public Housing Authority (PHA) will also will collect information on family income, assets, and family composition. They will verify this information with other local agencies, your employer and bank, and will use the information to determine program eligibility and the amount of the housing assistance payment you will receive. In addition to this they will also check:

☑️ Criminal record of all adult family members

☑️ No Sexual Offenders (not eligible for section 8)

If you haven’t already, Get Your Background Checked Now. You can be sure HUD will check your background, it’s much better to know what’s there before they do to see what resolutions / explanations will be necessary.

If you haven’t already, Get Your Free Credit Score Now. Landlords and Owners will check your credit score before offering you a residence. It’s much better to know what’s there now and to get it repaired than to be refused housing at a later time.

 

Additional Section 8 Eligibility Factors

In addition to the above, HUD and its local agencies also consider a variety of other factors when considering a potential recipients eligibility. Need weighs heavily on the decision as local housing authorities must give preference to the following:

☑️ Low-income families

☑️ Families with household earnings less than 30% of the county or metro’s median income

☑️ Homeless families

☑️ Age 62 or older

☑️ Veteran of US armed services (widow)

☑️ Disability

☑️ Working more than 42 hours per week

☑️ Currently living in a shelter

Of new Section 8 applicants admitted to the program each year, 75% must be extremely low-income. 

 

The Reality – Being Eligible May Not Be Enough

Section 8 is not an entitlement benefit. This means that even if you qualify and are considered eligible, you still may very well not receive one. In many counties and metros, there are far more Section 8 voucher seekers than available vouchers. It has been estimated that only 25% of eligible families actually receive the voucher and even if they do receive it, waiting lists are extremely long. In the most active areas the waiting period can take up to 5 years. We don’t present any of this to discourage potential applicants, however, it’s important to have a good handle of the realities and if you’re in an emergency situation, make sure you call your local PHA now and set up an appointment with them to discuss your specific situation in detail.

 

 

Income Guidelines By Family Size

As discussed in Step 1 of this guide, the first step to finding out if you’re eligible for Section 8 is to review the Income Guidelines. Each income amount is 50% of the median income. To repeat, 75% of all vouchers are given to individuals and families that are at or less than 30% of their areas median income. It’s also important to note that median income differs from location to location. Contact your local PHA to ensure you’re viewing the correct numbers.

Income guidelines are established by the Department of Housing and Urban Development.

Section 8 Income Guidelines

To put these numbers into perspective, for a 2 person family the average median income would be $57,800. If this 2 person family combined had an annual income of $28,900 (50% of median income), they would be eligible for Section 8. If this 2 person family combined had an annual income of $17,340 (30% of median income) they could be considered as a priority recipient for a voucher.

 

Defrauding (HUD) Section 8 Housing

The answer to committing Section 8 fraud in one word is simple: DON’T. Not only do you risk losing your voucher putting you and your family in a terrible situation, you also risk fines and even jail time. HUD’s Office of Inspector General (OIG) Office of Investigation is the law enforcement component of the Department. Their special agents have experience in conducting investigations in all programs of the Department to include tenant and public housing authority (PHA) fraud, waste, and abuse. Unlike other law enforcement agencies, OIG is a part of the Department and has a vested interest in maintaining the integrity of Departmental programs. In addition many states have their own internal investigative unit and actively pursue those committing fraud. Keep in mind that your status to receive the Section 8 voucher is reviewed each year. Never lie during a review or you will again be risking serious penalties for both you and your family.

❌ Top fraud issues tend to pertain to the following:

❌ Knowingly omitting or under-reporting income or assets from household income.

❌ Transferring assets or income to achieve eligibility.

❌ Falsifying or using false Social Security documents.

❌ Falsifying the number of members in your household.

❌ Getting assistance on top of Section 8 without notifying the appropriate parties.

❌ Renting out or subletting all or part of the unit.

❌ Charging rent from any tenants who may be living with you.

Additionally, these are big no-no’s and could swiftly account for loss of your voucher:

❌ Use of drugs, dealing drugs, trading in prostitution or commit a crime

❌ Violation of anything in the lease agreement / damage to property

Also keep in mind that anyone could report you for Section 8 fraud. Common cases include landlords, neighbors, ex-friends / lovers. Don’t take the risk, if your status changes, you must notify your local PHA.

 

 

What If I Start Making More Money?

If you qualify for Section 8 and then your situation stabilizes, and your household’s income rises, don’t worry. That’s the goal of the program after all. The income limits for qualification only matter at the time you apply for Section 8 assistance. However, as your family earns more, your vouchers will be proportionately reduced. Once you’re earning over 80 percent of local median income, your assistance will fade out entirely.

 

How The New Budget will Impact SNAP
How The New Budget will Impact SNAP  The Supplemental Nutrition Assistance Program (SNAP) assists lower-income families to purchase food in order to prevent hunger. The program also provides economic benefits to communities. The proposed budget for 2018...
Readership Programs for Children
Readership Programs for Children The summer break may not always be beneficial to children. Studies show that children lose an average of one month of learning during the time off between school years. One way to counter this is to engross them in activities that...
The Facts You Need to Know About Payday Cash Advances
If you need money, it can feel as if there is no one to help you. It may feel like you're up a creek without a paddle. Luckily, you can get payday cash advances to help you out. Research all companies that you are considering. Find a lender that fits you...
HARP Eligibility and Assistance
 If your mortgage is making your financial life more difficult than you expected, you can get assistance through a program called HARP (Home Affordable Refinance Program). HARP eligibility is easy to determine as there are several factors that can affect...
How A Home Warranty Will Save You Money
A Home Warranty Will Save You Money Owning a home can be expensive. Appliances break down, and air conditioners tend to quit working in the middle of the summer. In fact, most home have a major mechanical breakdown twice each year. Usually, these breakdowns occur at...
Things You Need to Know About Section 8 Assistance
Things You Need to Know About Section 8 Housing Some families might find a safe, decent and affordable housing as a big challenge to tackle. Majority of regions in the United States do not have rent control laws in place. Therefore some renters find affording a...
Financial Aid: Grants for Women
 Thanks to thousands of grants, women who want to go back to college and earn a degree can do so without worrying about large tuition fees. Grants for women are available for single moms, minority women, and women that are going in to specific fields of...
How to Find Bargains at Flea Markets
I love to spend hours looking at flea markets for different items. Different vendors set up their products in a central location so that consumers can spend their time walking around and see the new and used items available for sale. You never know what you will come...
Feeling Lost? Free (Or Cheap) Career Assessment Tools
In today's world, more people are struggling to pay/find for housing, medical bills, education, and other aspects of life. As a result, embarking on a new career is becoming a popular option to better themselves and their families. However, when choosing a new career,...
Home Improvement Grants
 Is your home desperate for repairs? Are you at your financial limits, broke...flat broke? Have you ever wondered how it would feel to have the government help you be able to afford these critical repairs? Help is possible through new home improvement...
“Believe in The Power of 3”
The number 3 is the first number to which the meaning “All” was given. It is the number of the whole as it contains the beginning, a middle, and an end. When you raise the number 3 to a second power, it simply magnifies everything you already have and...
Understanding Federal Grants (Part 1)
 Let me start off by asking you this question. How would you like free money that you will never have to pay back, from the federal government? Sounds great doesn't it? Well, the simple truth is that you can get it if the government decides to award you a...
History of St Patrick’s Day
 St. Patrick’s Day is celebrated annually on March 17, the anniversary of his death in the fifth century. The Irish have observed this day as a religious holiday for over 1,000 years. On St. Patrick’s Day, which falls during the Christian season of Lent,...
5 Helpful Resources for Women Who are Expecting
If you are living paycheck to paycheck or struggling to make ends meet, a pregnancy can put a lot of extra stress on you and your family. Luckily, there are single mom resources available to help you if you need some assistance. These programs provide benefits such as...
Tips for Insurance Discounts
Home insurance and automobile insurance might be must-haves, but it doesn’t have to cost you an arm and a leg to have the appropriate coverages. There are things you can do to get discounts on your homeowners insurance and automobile insurance. Here are...
SNAP (Supplemental Nutrition Assistance Program)
The first nutrition assistance program was started in 1939. These types of programs were developed to help people during strenuous times and financial hardships. The program we know today (SNAP) was first introduced in 1961 as the Food Stamp Act that was...
Are Discount Stores Really A Bargain?
It seems like dollar stores and other various discount stores are becoming a common retailer in most areas. Can these discount stores really offer you a bargain or do they just sell poor quality items? In my opinion, there are plenty of great bargains to be found in...
How Do I Get FHA Refunds?
Although FHA refunds are for people who have FHA-insured mortgage loans, not everyone is entitled to a refund. Various factors are considered to determine who can receive a refund. FHA refunds are available for those who finance their homes within three...
Unpaid Wages Recovery Guide
If you worked for it, then you should get all upaid wages. Everyday can be a struggle and still come up on the short end of the stick. That is why you may be frustrated when you are not paid the money you are owed. Fortunately, there are many steps that you can take...
Easy Formula for Grant Applications
When you look forward to apply for a government grant, you will need to do a lot of research and make elaborate preparations. To give a kick start to your grant seeking process, fist you must understand the different types of grants available. You will...

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Name and Email for Best Results

Due to the overwhelming response, enter your email for best results. Look for your free ebooks from New Flex Career!

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest