The Basics of Section 8 Housing

Page 1 of 2

If you and your family are struggling with rent, or having a hard time finding a safe, clean place to live, there’s hope. The U.S. government offers a number of programs intended to provide assistance to those who need it. You and your family could be eligible for assistance right now and not even know it.

Administered by the U.S. Department of Housing and Urban Development, Section 8 grants housing aid and assistance to eligible low-income families across America. The program is designed to help those in need by covering a percentage of their housing costs. It ensures that millions of low-income families, elderly and disabled Americans can find secure, sanitary housing. Ready to discover the voucher right for you?

 

What is The Best Kind of Section 8 Voucher?

A variety of Section 8 housing choice voucher types are administered by local public housing authorities (PHA’s). Two of the most common are the project-based and tenant-based vouchers.

☑️ When a tenant-based voucher is issued, you can move into housing with financial assistance in place. Should you decide to move, the financial assistance is carried over and continues at your new residence.

☑️ Project-based vouchers are only valid for a specific place and for a set period of time. However, just because you were issued a project-based voucher doesn’t mean you aren’t eligible to receive a tenant-based voucher.

Wait! There’s Even More Voucher Types That Not Everybody Knows About!

Homeownership Vouchers – These are designed to help low-income families purchase a home of their own.

Conversion Vouchers – These offer substitute housing to families and individuals affected by demolition, disposition or the mandatory conversion of public housing units.

Vouchers for People with Disabilities – This voucher provides assistance to low-income families caring for members with disabilities.

Family Unification Vouchers – These are designed specifically to help keep families together, should a lack of affordable housing lead to the separation of parents and their children.

HUD-VASH Vouchers – Helps provide housing assistance to low-income veterans.

One of the most important pre-registration steps is figuring out what form of assistance applies to your specific case. If you have questions, contact your local PHA (public housing authority). They are there to serve you!

 

 

Determining Your Eligibility

Determining your eligibility is the first critical step to finding out whether or not you and your family should apply for housing assistance. The local PHA determines eligibility, using gross income and family sizes as the primary determining factors. Section 8 eligibility varies from state to state, but most requirements revolve around a certain set of factors, including family income, median income in your area, your current rent, assets and the breakdown of your family. Here is a checklist to make sure to review:

✔️ You must be a US citizen or legal immigrant with eligible status.

✔️ You must earn, as a family, less than 50% of the median income for the county in which you choose to reside. Most applicants tend to earn closer to 30% percent of the median income. Make sure to note that most PHAs must provide three quarters (75%) of its vouchers to families that fall into this income bracket

✔️ You must meet all other criteria based on assets and family make-up

 

Prove Your Case – Don’t Skip! This Is Extremely Important

If only it were as easy as meeting the requirements and getting accepted. Unfortunately it isn’t. You are responsible for proving your case. Here are the most important steps to take to ensure a successful review:

Salary and Rental Information – You must have pay stubs from your employer and pay stubs for any additional working family member. You also must provide a written statement from your property owner that confirms your current rent. Both documents are required when applying for any voucher.

CHECK YOUR CREDIT SCORELandlords and other property owners WILL absolutely check your credit score before you can take possession of any Section 8 apartment or house. It is vital that you check your score before this and clear up any issues. Don’t allow yourself to be taken by surprise and be disappointed by the results. Get your free credit score and credit report now and take any necessary actions to improve it before it’s too late.

GET YOUR BACKGROUND CHECKEDJust as with your credit score, it’s important to have a perfect understanding of the information available on your background. As preparatory measure, we recommend you to get your background checked now. Information is power and once you know what’s there, you can take steps to fix it before an application for assistance is denied. Click here to check your background today!

Know What Kind of Voucher You Need – HUD provides support to individuals and families that rent and individuals and families that already own their own home. You must complete a tenant voucher if you are a renter or a property voucher if you own your residence. In certain cases, you may even be able to use a Section 8 voucher to purchase a small home or to offset mortgage payments. Know the voucher you need before starting your application.

For an even more detailed review breakdown of requirements, click here for our Section 8 Eligibility Guide.

Continue to Next Page >

Tips for Insurance Discounts
Home insurance and automobile insurance might be must-haves, but it doesn’t have to cost you an arm and a leg to have the appropriate coverages. There are things you can do to get discounts on your homeowners insurance and automobile insurance. Here are...
Affordable Health Insurance
Is finding affordable health insurance as improbable as encountering a unicorn walking across your back lawn? It doesn't have to be. Here are seven steps you can take to lower your costs.   1. Understand your options to buying affordable health...
“Believe in The Power of 3”
The number 3 is the first number to which the meaning “All” was given. It is the number of the whole as it contains the beginning, a middle, and an end. When you raise the number 3 to a second power, it simply magnifies everything you already have and...
5 Common Ways Families Overspend
If you are looking for ways to free up extra money in your family budget, you are not alone. You may be eager to use any extra money that you can find for debt reduction, savings, or other goals. While it may seem as though there is little or no extra room to scale...
Readership Programs for Children
Readership Programs for Children The summer break may not always be beneficial to children. Studies show that children lose an average of one month of learning during the time off between school years. One way to counter this is to engross them in activities that...
Helping Homelessness with Government Grants
 Poverty and homelessness in the United States and around the world is increasing on a daily basis. Here in the United States, rising housing costs and lower livable wages have been among the 2 biggest contributing factors. Lack of mental health facilities...
SNAP (Supplemental Nutrition Assistance Program)
The first nutrition assistance program was started in 1939. These types of programs were developed to help people during strenuous times and financial hardships. The program we know today (SNAP) was first introduced in 1961 as the Food Stamp Act that was...
Low Income Families and Educational Help
Low Income Families and Educational Help It is a common perception that only the most gifted students are eligible for grants and scholarships to get them through the final phases of their education, and this then gives rise to the popular thought that those residing...
Find The Best Section 8 Homes & Rentals
Find The Best Section 8 Homes & Rentals Are you feeling a little frustrated searching for Section 8 homes and rental property? Below is a list of multiple Section 8 housing resources. These are not in any particular order. These are just eight very good resources...
Social Security Disability Benefit Application Help
 There are several advantages to applying for Social Security Benefits online. There is no need for an appointment and it will definitely save you time. Visitng your local Social Security Office can be very time consuming and frustrating. Read the...
Morning Habits for Success
Are you a morning person? Many people enjoy getting up at the sunrise and having a cup of coffee while they browse the web and others prefer to sleep in as long as possible but the most successful people in the world embrace the mornings and in fact there...
Affordable Housing Problems
On 1st Street in Santa Ana — not far from where authorities recently cleared a tent encampment along the Santa Ana River near Angel Stadium — developer Caleb Roope wants to build nearly 1,000 apartments that will be affordable for low-income seniors and...
How To Get Involved with Affiliate Marketing or Direct Sales
How To Get Involved with Affiliate Marketing or Direct Sales Life can busy and complicated. With increased costs in childcare, one parent must often stay at home to watch the kids while the other parent works. Or, as someone begins their adulthood, they may need...
4 Most Challenging Discussions You Can Have With Family (And How To Have Them)
It's not always easy to practice open and honest communication, especially with your family. Unfortunately, that lack of communication can have serious consequences. If you're having a hard time finding the courage to approach your family about an issue you're...
Increasing Literacy in Children
Increasing Literacy in Children Literacy is important. This is a fact that cannot be stressed enough. Often, arts and literature are tossed to the side to make way for additional funding in other areas, but learning to read lays the foundation for further education...
Things You Need to Know About Section 8 Assistance
Things You Need to Know About Section 8 Housing Some families might find a safe, decent and affordable housing as a big challenge to tackle. Majority of regions in the United States do not have rent control laws in place. Therefore some renters find affording a...
Government Assistance for Unemployment
Government Assistance for Unemployment Sometimes, life does not go as smoothly as planned. Fluctuations in the economy lead to periodic lay-offs. Sometimes, a company fails and workers find themselves out of work. Often, an employee and employer simply part ways...
The AHCA Impact on Medicare & Medicaid
The Impact on Medicare & Medicaid The repeal and replace legislation concerning the Affordable Care Act (ACA), or Obamacare, seems complicated for many consumers. Though it will likely see changes as it is debated in the Senate, the American Healthcare Act (AHCA)...
Section 8 Vouchers Less Likely to be Accepted
 About 300 less, that is the number in Nashville, TN. Since 2010 there has been 300 fewer Section 8 vouchers accepted throughout the Greater Nashville Area. Families are being kicked out of their apartments and housing because the owners have just decided...
Is Public Housing An Option for You?
The US Department of Housing and Urban Development (HUD) utilizes several programs to ensure housing for lower-income families. One of these programs is Public Housing. This program was designed to provide decent and safe rental homes for lower-income...

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Name and Email for Best Results

Due to the overwhelming response, enter your email for best results. Look for your free ebooks from New Flex Career!

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This