The Basics of Section 8 Housing

Page 1 of 2

If you and your family are struggling with rent, or having a hard time finding a safe, clean place to live, there’s hope. The U.S. government offers a number of programs intended to provide assistance to those who need it. You and your family could be eligible for assistance right now and not even know it.

Administered by the U.S. Department of Housing and Urban Development, Section 8 grants housing aid and assistance to eligible low-income families across America. The program is designed to help those in need by covering a percentage of their housing costs. It ensures that millions of low-income families, elderly and disabled Americans can find secure, sanitary housing. Ready to discover the voucher right for you?

 

What is The Best Kind of Section 8 Voucher?

A variety of Section 8 housing choice voucher types are administered by local public housing authorities (PHA’s). Two of the most common are the project-based and tenant-based vouchers.

☑️ When a tenant-based voucher is issued, you can move into housing with financial assistance in place. Should you decide to move, the financial assistance is carried over and continues at your new residence.

☑️ Project-based vouchers are only valid for a specific place and for a set period of time. However, just because you were issued a project-based voucher doesn’t mean you aren’t eligible to receive a tenant-based voucher.

Wait! There’s Even More Voucher Types That Not Everybody Knows About!

Homeownership Vouchers – These are designed to help low-income families purchase a home of their own.

Conversion Vouchers – These offer substitute housing to families and individuals affected by demolition, disposition or the mandatory conversion of public housing units.

Vouchers for People with Disabilities – This voucher provides assistance to low-income families caring for members with disabilities.

Family Unification Vouchers – These are designed specifically to help keep families together, should a lack of affordable housing lead to the separation of parents and their children.

HUD-VASH Vouchers – Helps provide housing assistance to low-income veterans.

One of the most important pre-registration steps is figuring out what form of assistance applies to your specific case. If you have questions, contact your local PHA (public housing authority). They are there to serve you!

 

 

Determining Your Eligibility

Determining your eligibility is the first critical step to finding out whether or not you and your family should apply for housing assistance. The local PHA determines eligibility, using gross income and family sizes as the primary determining factors. Section 8 eligibility varies from state to state, but most requirements revolve around a certain set of factors, including family income, median income in your area, your current rent, assets and the breakdown of your family. Here is a checklist to make sure to review:

✔️ You must be a US citizen or legal immigrant with eligible status.

✔️ You must earn, as a family, less than 50% of the median income for the county in which you choose to reside. Most applicants tend to earn closer to 30% percent of the median income. Make sure to note that most PHAs must provide three quarters (75%) of its vouchers to families that fall into this income bracket

✔️ You must meet all other criteria based on assets and family make-up

 

Prove Your Case – Don’t Skip! This Is Extremely Important

If only it were as easy as meeting the requirements and getting accepted. Unfortunately it isn’t. You are responsible for proving your case. Here are the most important steps to take to ensure a successful review:

Salary and Rental Information – You must have pay stubs from your employer and pay stubs for any additional working family member. You also must provide a written statement from your property owner that confirms your current rent. Both documents are required when applying for any voucher.

CHECK YOUR CREDIT SCORELandlords and other property owners WILL absolutely check your credit score before you can take possession of any Section 8 apartment or house. It is vital that you check your score before this and clear up any issues. Don’t allow yourself to be taken by surprise and be disappointed by the results. Get your free credit score and credit report now and take any necessary actions to improve it before it’s too late.

GET YOUR BACKGROUND CHECKEDJust as with your credit score, it’s important to have a perfect understanding of the information available on your background. As preparatory measure, we recommend you to get your background checked now. Information is power and once you know what’s there, you can take steps to fix it before an application for assistance is denied. Click here to check your background today!

Know What Kind of Voucher You Need – HUD provides support to individuals and families that rent and individuals and families that already own their own home. You must complete a tenant voucher if you are a renter or a property voucher if you own your residence. In certain cases, you may even be able to use a Section 8 voucher to purchase a small home or to offset mortgage payments. Know the voucher you need before starting your application.

For an even more detailed review breakdown of requirements, click here for our Section 8 Eligibility Guide.

Continue to Next Page >

Is Public Housing An Option for You?
The US Department of Housing and Urban Development (HUD) utilizes several programs to ensure housing for lower-income families. One of these programs is Public Housing. This program was designed to provide decent and safe rental homes for lower-income...
Social Security Disability Benefit Application Help
 There are several advantages to applying for Social Security Benefits online. There is no need for an appointment and it will definitely save you time. Visitng your local Social Security Office can be very time consuming and frustrating. Read the...
Which Protection Is Best?
Keep Your Information Safe! Makes A Great Christmas Present! Credit card numbers are sacred these days. We’d never give them out to a stranger because credit card fraud and stolen identities are never more than one mistake away. But what if I told you that somebody...
5 Helpful Resources for Women Who are Expecting
If you are living paycheck to paycheck or struggling to make ends meet, a pregnancy can put a lot of extra stress on you and your family. Luckily, there are single mom resources available to help you if you need some assistance. These programs provide benefits such as...
The AHCA Impact on Medicare & Medicaid
The Impact on Medicare & Medicaid The repeal and replace legislation concerning the Affordable Care Act (ACA), or Obamacare, seems complicated for many consumers. Though it will likely see changes as it is debated in the Senate, the American Healthcare Act (AHCA)...
Increasing Literacy in Children
Increasing Literacy in Children Literacy is important. This is a fact that cannot be stressed enough. Often, arts and literature are tossed to the side to make way for additional funding in other areas, but learning to read lays the foundation for further education...
How A Home Warranty Will Save You Money
A Home Warranty Will Save You Money Owning a home can be expensive. Appliances break down, and air conditioners tend to quit working in the middle of the summer. In fact, most home have a major mechanical breakdown twice each year. Usually, these breakdowns occur at...
The World of Federal Grants
Welcome To The Wonderful World Of Federal Grants Federal Grants - If you are planning to go to college or university but know that you would never be able to afford it on your own, or with the help of your family for that matter, one of the first places...
Positive Thinking Can Change Your Life
Positive Thinking Can Change Your Life Enthusiasm Is Positive Energy “No pessimist ever discovered the secret of the stars, or sailed to an uncharted land, or opened a new doorway for the human spirit.” - Helen Keller Enthusiasm is the sunshine of your mind’s garden....
How To Find Good Insurance Companies
 Insurance is a part of life whether you’re looking to protect your life, home, or automobile. All insurance companies are not equal. Working with a good insurance company is just as, if not more, important as having coverage. Here are four things to keep...
Five Great Resources for Working from Home
 There have been thousands of people watching “Good Morning America” who have sent us messages thanking us for helping them make the money while working from home. For anyone who hasn’t yet taken the leap forward but feel as though you might be ready,...
How to Save Money on Your Kids Dental Bills
Your family budget might not extend as far as it used to. Still, you want your children to have healthy teeth and inexpensive kids dental bills. Learn how to save money on your kids dental.  Like Clean Teeth? Try the Dollar Brush!   Courtesy of Fox News Health...
Step By Step Guide To Debt Repair & Rebuilding Credit
Step By Step Guide To Debt Repair & Rebuilding Credit A severe debt situation is a huge financial misfortune that can ruin your ideal credit scores. If you are bothered by this excruciating condition, never worry. You are not alone in this regard. During the...
Natural Antibiotics and Antivirals
The issues of antibiotics and antibiotic-resistant bacteria have gotten a lot of attention lately. The concern is that bacteria, having been exposed to antibiotics for so long, have developed a resistance to the antibiotics, creating "superbugs." The grim reality is...
Affordable Housing Problems
On 1st Street in Santa Ana — not far from where authorities recently cleared a tent encampment along the Santa Ana River near Angel Stadium — developer Caleb Roope wants to build nearly 1,000 apartments that will be affordable for low-income seniors and...
Public Assistance Study
 According to a new public assistance study conducted by the University of Illinois and the University of California-Berkeley, a overwhelming majority of fast food worker's families are enrolled in one or more public assistance programs. These programs...
Unpaid Wages Recovery Guide
If you worked for it, then you should get all upaid wages. Everyday can be a struggle and still come up on the short end of the stick. That is why you may be frustrated when you are not paid the money you are owed. Fortunately, there are many steps that you can take...
Helping Homelessness with Government Grants
 Poverty and homelessness in the United States and around the world is increasing on a daily basis. Here in the United States, rising housing costs and lower livable wages have been among the 2 biggest contributing factors. Lack of mental health facilities...
Accepting Failure | Achieve Success
Everybody has a setback every once in a while, but it doesn’t mean that there is anything wrong with you. In fact, accepting failure can be a great opportunity to learn your own limitations and boundaries, then push through them, and provide you with a...
Inexpensive Public School Alternatives
Sending kids to the public school a few blocks away is a simple task for some families. However, not all parents wish to follow this route. They may have concerns about the safety of the public school in the neighborhood, or they may want a different type of education...

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This