The Basics of Section 8 Housing

Page 1 of 2

If you and your family are struggling with rent, or having a hard time finding a safe, clean place to live, there’s hope. The U.S. government offers a number of programs intended to provide assistance to those who need it. You and your family could be eligible for assistance right now and not even know it.

Administered by the U.S. Department of Housing and Urban Development, Section 8 grants housing aid and assistance to eligible low-income families across America. The program is designed to help those in need by covering a percentage of their housing costs. It ensures that millions of low-income families, elderly and disabled Americans can find secure, sanitary housing. Ready to discover the voucher right for you?

 

What is The Best Kind of Section 8 Voucher?

A variety of Section 8 housing choice voucher types are administered by local public housing authorities (PHA’s). Two of the most common are the project-based and tenant-based vouchers.

☑️ When a tenant-based voucher is issued, you can move into housing with financial assistance in place. Should you decide to move, the financial assistance is carried over and continues at your new residence.

☑️ Project-based vouchers are only valid for a specific place and for a set period of time. However, just because you were issued a project-based voucher doesn’t mean you aren’t eligible to receive a tenant-based voucher.

Wait! There’s Even More Voucher Types That Not Everybody Knows About!

Homeownership Vouchers – These are designed to help low-income families purchase a home of their own.

Conversion Vouchers – These offer substitute housing to families and individuals affected by demolition, disposition or the mandatory conversion of public housing units.

Vouchers for People with Disabilities – This voucher provides assistance to low-income families caring for members with disabilities.

Family Unification Vouchers – These are designed specifically to help keep families together, should a lack of affordable housing lead to the separation of parents and their children.

HUD-VASH Vouchers – Helps provide housing assistance to low-income veterans.

One of the most important pre-registration steps is figuring out what form of assistance applies to your specific case. If you have questions, contact your local PHA (public housing authority). They are there to serve you!

 

 

Determining Your Eligibility

Determining your eligibility is the first critical step to finding out whether or not you and your family should apply for housing assistance. The local PHA determines eligibility, using gross income and family sizes as the primary determining factors. Section 8 eligibility varies from state to state, but most requirements revolve around a certain set of factors, including family income, median income in your area, your current rent, assets and the breakdown of your family. Here is a checklist to make sure to review:

✔️ You must be a US citizen or legal immigrant with eligible status.

✔️ You must earn, as a family, less than 50% of the median income for the county in which you choose to reside. Most applicants tend to earn closer to 30% percent of the median income. Make sure to note that most PHAs must provide three quarters (75%) of its vouchers to families that fall into this income bracket

✔️ You must meet all other criteria based on assets and family make-up

 

Prove Your Case – Don’t Skip! This Is Extremely Important

If only it were as easy as meeting the requirements and getting accepted. Unfortunately it isn’t. You are responsible for proving your case. Here are the most important steps to take to ensure a successful review:

Salary and Rental Information – You must have pay stubs from your employer and pay stubs for any additional working family member. You also must provide a written statement from your property owner that confirms your current rent. Both documents are required when applying for any voucher.

CHECK YOUR CREDIT SCORELandlords and other property owners WILL absolutely check your credit score before you can take possession of any Section 8 apartment or house. It is vital that you check your score before this and clear up any issues. Don’t allow yourself to be taken by surprise and be disappointed by the results. Get your free credit score and credit report now and take any necessary actions to improve it before it’s too late.

GET YOUR BACKGROUND CHECKEDJust as with your credit score, it’s important to have a perfect understanding of the information available on your background. As preparatory measure, we recommend you to get your background checked now. Information is power and once you know what’s there, you can take steps to fix it before an application for assistance is denied. Click here to check your background today!

Know What Kind of Voucher You Need – HUD provides support to individuals and families that rent and individuals and families that already own their own home. You must complete a tenant voucher if you are a renter or a property voucher if you own your residence. In certain cases, you may even be able to use a Section 8 voucher to purchase a small home or to offset mortgage payments. Know the voucher you need before starting your application.

For an even more detailed review breakdown of requirements, click here for our Section 8 Eligibility Guide.

Continue to Next Page >

How To Get A Work-From-Home Job and Earn $275 Per Day
How To Get A Work-From-Home Job & Earn $275 Per Day There are many advantages to working from home. There's no expensive and time-consuming commute, for example, and it's also possible to work from home while juggling other responsibilities. However, while many...
Should You Consolidate Student Loans?
Should You Consolidate Student Loans? In order to make it through the years of school, students take on a lot of debt from various loans. Sometimes, these loans come from private lenders with higher interest rates and fewer protection. Most loans, however, are funded...
How To Get The Best Insurance Deals
In most cases finding the best insurance deals is difficult. Since having insurance is a requirement rather than being optional it is a good idea to shop around for the best insurance deals. It’s difficult to shell out the cash for insurance premiums and...
The Best Self Help Gurus
In the world today, it is easy to come across scammers looking to take advantage of people in their weakest moments. The realm of self-help is no different. In fact, it can be much worse. Self-help scammers apply abstract concepts so that unsuspecting people will fork...
Are Discount Stores Really A Bargain?
It seems like dollar stores and other various discount stores are becoming a common retailer in most areas. Can these discount stores really offer you a bargain or do they just sell poor quality items? In my opinion, there are plenty of great bargains to be found in...
Government Assistance for Unemployment
Government Assistance for Unemployment Sometimes, life does not go as smoothly as planned. Fluctuations in the economy lead to periodic lay-offs. Sometimes, a company fails and workers find themselves out of work. Often, an employee and employer simply part ways after...
SNAP (Supplemental Nutrition Assistance Program)
The first nutrition assistance program was started in 1939. These types of programs were developed to help people during strenuous times and financial hardships. The program we know today (SNAP) was first introduced in 1961 as the Food Stamp Act that was...
Social Security Disability Benefits
Sometimes in life, events occur that prevent people from working in order to make a living. Accidents occur and illness strikes at the most inopportune moments. The Social Security Administration may be able to help. They provide disability benefits to...
History of St Patrick’s Day
 St. Patrick’s Day is celebrated annually on March 17, the anniversary of his death in the fifth century. The Irish have observed this day as a religious holiday for over 1,000 years. On St. Patrick’s Day, which falls during the Christian season of Lent,...
5 Common Ways Families Overspend
If you are looking for ways to free up extra money in your family budget, you are not alone. You may be eager to use any extra money that you can find for debt reduction, savings, or other goals. While it may seem as though there is little or no extra room to scale...
5 Strategies to Reduce Stress and Strengthen Family Relationships
 Stress is everywhere. You feel stressed at work and on your commute, and maybe even your home, the place that is supposed to be your sanctuary. When you arrive home from your job, you're met by bills that need to be paid, children that need to be fed and...
Low Income Families and Educational Help
Low Income Families and Educational Help It is a common perception that only the most gifted students are eligible for grants and scholarships to get them through the final phases of their education, and this then gives rise to the popular thought that those residing...
Run A Background Check When Applying for Jobs!
 Social media is everywhere in the air around us today. Hence it is natural for you to assume you can handpick and choose what you want your employees to see. Most people therefore imagine that once they clean up their Facebook wall and delete those...
Applying and Making Phone Calls to Potential Employers
Applying and Making Phone Calls to Potential Employers Applying to Places Not Hiring: A Wise Move or Not? Are you in desperate need of a job? If you are currently unemployed or if you truly think that your current job is making you “crazy,” you may be due for a new...
Feeling Lost? Free (Or Cheap) Career Assessment Tools
In today's world, more people are struggling to pay/find for housing, medical bills, education, and other aspects of life. As a result, embarking on a new career is becoming a popular option to better themselves and their families. However, when choosing a new career,...
Unpaid Wages Recovery Guide
If you worked for it, then you should get all upaid wages. Everyday can be a struggle and still come up on the short end of the stick. That is why you may be frustrated when you are not paid the money you are owed. Fortunately, there are many steps that you can take...
Solid Advice for Credit Repair
It may be difficult to find information on the best ways to improve your credit. There is a wealth of different tips in this article to help you rebuild your journey to credit repair. Using these tips can save you from stressing and prevent headaches....
Government Grants Exposed
You and I have heard it all before, the man with the funny jacket on late night TV telling us that the United States government gives out over 30 Billion dollars in grants every year. And if we want any of that for ourselves, all we have to do is send him...
The Facts You Need to Know About Payday Cash Advances
If you need money, it can feel as if there is no one to help you. It may feel like you're up a creek without a paddle. Luckily, you can get payday cash advances to help you out. Research all companies that you are considering. Find a lender that fits you...
Social Security Disability Benefit Application Help
 There are several advantages to applying for Social Security Benefits online. There is no need for an appointment and it will definitely save you time. Visitng your local Social Security Office can be very time consuming and frustrating. Read the...

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Name and Email for Best Results

Due to the overwhelming response, enter your email for best results. Look for your free ebooks from New Flex Career!

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest