Home insurance and automobile insurance might be must-haves, but it doesn’t have to cost you an arm and a leg to have the appropriate coverages. There are things you can do to get discounts on your homeowners insurance and automobile insurance. Here are some helpful tips to save money on your insurance premiums. After all, everyone wants car insurance discounts and homeowner’s insurance discounts. Any savings at all is better than none!

Get Better Auto Insurance Discounts!

Get Better Home Insurance Discounts!

 

family insurance discounts

 

Tips on Homeowner’s Insurance Discounts

* Security – You get discounts if you have a security system installed in your home. A gated community tends to have lower insurance rates and lower rates of crime. Something as simple as dead bolt locks might even give you a discount on your homeowners insurance.

* Fire safety – Equipping your home with smoke detectors and carbon monoxide detectors are great steps to lowering your insurance rates. Going a step further with fire sprinkler systems, fire escapes, fire extinguishers, and heat detectors will help lower your insurance premiums.

* Maintenance – Making updates to the wiring of your home, having a high rated roof that is hail resistant, updating your pipes, having hand rails along staircases, or a gate around your pool, are all things that can get you a discount on your homeowners insurance.

* No claims in ten years – If you haven’t filed a claim in the last ten years, you could be eligible for a discount to your insurance. Talk with your provider about any other policy discounts that you might be eligible for that you may not have thought of in the past.

 

Tips on Auto Insurance Discounts

* Safe driver – If you’ve had no at-fault accidents or traffic violations, then you should be able to get car insurance discounts.

* Safety features – If your car is equipped with certain safety features, then you could be eligible for car insurance discounts. Ask your agent if they offer discounts for things like air bags, anti-lock brakes, and automatic seat belts.

* Anti-theft device – If your car comes equipped with an anti-theft device, then you get discounts for that. You can also install your own alarm system or a vehicle recovery transceiver.

* Good student discounts – Most insurance companies will offer insurance discounts for students who maintain a certain grade level in school. Since most insurances will charge young drivers more until they are 25, maintaining a certain GPA can be a great way to get insurance discounts for drivers who are 25 and younger.

* Don’t let your insurance lapse – If you’re thinking about finding a new insurance provider, then do it early. Don’t wait until your insurance lapses. Aside from the fact that you can’t drive your car if it’s uninsured, you can be eligible for insurance discounts for maintaining insurance constantly when you switch to another company.

 

The biggest key to getting the best rates on your car insurance is shopping around. Be sure to ask each insurance company what kind of discounts they offer to their customers, so you can be sure you’re getting the best rates and the most insurance discounts possible that are available to you.

 

Accepting Failure | Achieve Success
Everybody has a setback every once in a while, but it doesn’t mean that there is anything wrong with you. In fact, accepting failure can be a great opportunity to learn your own limitations and boundaries, then push through them, and provide you with a...
Government Assistance for Unemployment
Government Assistance for Unemployment Sometimes, life does not go as smoothly as planned. Fluctuations in the economy lead to periodic lay-offs. Sometimes, a company fails and workers find themselves out of work. Often, an employee and employer simply part ways after...
History of St Patrick’s Day
 St. Patrick’s Day is celebrated annually on March 17, the anniversary of his death in the fifth century. The Irish have observed this day as a religious holiday for over 1,000 years. On St. Patrick’s Day, which falls during the Christian season of Lent,...
Morning Habits for Success
Are you a morning person? Many people enjoy getting up at the sunrise and having a cup of coffee while they browse the web and others prefer to sleep in as long as possible but the most successful people in the world embrace the mornings and in fact there...
4 Challenging Discussions (And How To Have Them)
It's not always easy to practice open and honest communication, especially with your family. Unfortunately, that lack of communication can have serious consequences. If you're having a hard time finding the courage to approach your family about an issue...
Examine Failures and Find Inspiration
How to Examine Failures and Use it as Inspiration Sometimes, when we fail, it can feel like the end of the world. None of us like to be told that we are doing something wrong. None of us like to experience setbacks in our plans. It can make us question our self-worth,...
Best Way to Build Your Credit Rating
In today’s world, credit can be easily destroyed. If you are young and entering the adult world, you may not always understand how to maintain a great credit rating. Often, you do not qualify for a loan or credit card due to having no credit. Lapses in employment or...
Penny Pinching Groceries Plus Earning While Shopping
Penny Pinching your way into savings and earning! If you feel like you are wasting money on groceries then you're not alone. The average American spends around $160 per week at the supermarket. What if I told you that number can be easily cut in half by penny pinching...
Helping Homelessness with Government Grants
 Poverty and homelessness in the United States and around the world is increasing on a daily basis. Here in the United States, rising housing costs and lower livable wages have been among the 2 biggest contributing factors. Lack of mental health facilities...
Best and Worst Student Loan Services
Best and Worst Student Loan Services This is the time of year when hundreds of thousands of Americans begin to prepare for their first semester in college. They begin to seek out the items that will sustain them during dorm life. Parents spend money on new sheets, hot...
Job Hunting at Career Fairs
Are you looking to find a new job or a new career? If you are, you may want to try career day job hunting, as it is a great way to not only find available jobs, but also apply and interview the same day. Looking for new and exciting careers? Click the link below!...
Who Qualifies for VA Home Loans
For many veterans and their families, buying a home can be a difficult experience. Many veterans have little patience for the drawn out process of finding a loan, and others have not always had the best luck with credit. Fortunately, Veterans Affairs (VA) can help....
Inexpensive Public School Alternatives
Sending kids to the public school a few blocks away is a simple task for some families. However, not all parents wish to follow this route. They may have concerns about the safety of the public school in the neighborhood, or they may want a different type of education...
Easy Formula for Grant Applications
When you look forward to apply for a government grant, you will need to do a lot of research and make elaborate preparations. To give a kick start to your grant seeking process, fist you must understand the different types of grants available. You will...
A VA Home Loan Can Help You Get Affordable Housing
 Ever since the housing market collapse, lenders have tightened the requirements to qualify for loans. If you don't have the required credit score or enough for a 20 percent down payment, it will be difficult to secure qualification for a conventional...
Denied Insurance Claim? Don’t Give Up!
Buying insurance is a common and thoughtful step that people take to protect themselves financially from a major mishap, accident or other type of loss. When you purchase insurance, you understandably expect the insurance company to pay out on a claim so that you can...
The World of Federal Grants
Welcome To The Wonderful World Of Federal Grants Federal Grants - If you are planning to go to college or university but know that you would never be able to afford it on your own, or with the help of your family for that matter, one of the first places...
You Can Save Money on Your Monthly Bills By Reading These Tips
When you add up the total cost of your monthly utility bills, you may be astounded by how expensive utilities can be. This may be particularly true during peak usage months in the height of summer and in the dead of winter. You and your family...
5 Ways to Keep Your House During A Market Crash
Anyone paying attention to the housing market in the Los Angeles area knows that home prices have been at record highs. National Mortgage News suggests that this could be a housing bubble about to burst, and a decline in home prices and an increase in mortgage...
How to Manage Credit Card Payments
Do you have issues paying off credit cards? Sometimes the interest itself can be an overwhelming monthly payment. We have gathered some information below from credit experts that can hopefully help you manage your payments and find a way out from under...

The Premier Forex League

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email to Receive New Assistance Updates

Due to the overwhelming response, please enter your name and email to ensure proper results.

Thank You! You will now receive the latest assistance updates!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This