Home insurance and automobile insurance might be must-haves, but it doesn’t have to cost you an arm and a leg to have the appropriate coverages. There are things you can do to get discounts on your homeowners insurance and automobile insurance. Here are some helpful tips to save money on your insurance premiums. After all, everyone wants car insurance discounts and homeowner’s insurance discounts. Any savings at all is better than none!

Get Better Auto Insurance Discounts!

Get Better Home Insurance Discounts!

 

family insurance discounts

 

Tips on Homeowner’s Insurance Discounts

* Security – You get discounts if you have a security system installed in your home. A gated community tends to have lower insurance rates and lower rates of crime. Something as simple as dead bolt locks might even give you a discount on your homeowners insurance.

* Fire safety – Equipping your home with smoke detectors and carbon monoxide detectors are great steps to lowering your insurance rates. Going a step further with fire sprinkler systems, fire escapes, fire extinguishers, and heat detectors will help lower your insurance premiums.

* Maintenance – Making updates to the wiring of your home, having a high rated roof that is hail resistant, updating your pipes, having hand rails along staircases, or a gate around your pool, are all things that can get you a discount on your homeowners insurance.

* No claims in ten years – If you haven’t filed a claim in the last ten years, you could be eligible for a discount to your insurance. Talk with your provider about any other policy discounts that you might be eligible for that you may not have thought of in the past.

 

Tips on Auto Insurance Discounts

* Safe driver – If you’ve had no at-fault accidents or traffic violations, then you should be able to get car insurance discounts.

* Safety features – If your car is equipped with certain safety features, then you could be eligible for car insurance discounts. Ask your agent if they offer discounts for things like air bags, anti-lock brakes, and automatic seat belts.

* Anti-theft device – If your car comes equipped with an anti-theft device, then you get discounts for that. You can also install your own alarm system or a vehicle recovery transceiver.

* Good student discounts – Most insurance companies will offer insurance discounts for students who maintain a certain grade level in school. Since most insurances will charge young drivers more until they are 25, maintaining a certain GPA can be a great way to get insurance discounts for drivers who are 25 and younger.

* Don’t let your insurance lapse – If you’re thinking about finding a new insurance provider, then do it early. Don’t wait until your insurance lapses. Aside from the fact that you can’t drive your car if it’s uninsured, you can be eligible for insurance discounts for maintaining insurance constantly when you switch to another company.

 

The biggest key to getting the best rates on your car insurance is shopping around. Be sure to ask each insurance company what kind of discounts they offer to their customers, so you can be sure you’re getting the best rates and the most insurance discounts possible that are available to you.

 

Increasing Literacy in Children
Increasing Literacy in Children Literacy is important. This is a fact that cannot be stressed enough. Often, arts and literature are tossed to the side to make way for additional funding in other areas, but learning to read lays the foundation for further education...
5 Ways to Keep Your House During A Market Crash
Anyone paying attention to the housing market in the Los Angeles area knows that home prices have been at record highs. National Mortgage News suggests that this could be a housing bubble about to burst, and a decline in home prices and an increase in mortgage...
Budget Tips for Today’s Family
If you are in charge of creating the family budget, chances are, you’ve had the unfortunate experience of having a brilliant budget plan that isn’t executed well. This happens to many families and couples, and with a little attitude tweaking, you can solicit the help...
Walmart Owes Money
Wal-Mart is a nationally recognized big box store offering low prices for customers who have everyday needs. The store employs more than 1.2 million people, and many of them are currently in a situation in which they could receive a big payout from the company for...
Unexpected Pregnancy Resources
 If the event that you know a low-income family who is experiencing an unexpected pregnancy, you may want to reach out to help. During this time, you can feel overwhelmed and not know what steps to take. But know that you can take on a supportive role in...
5 Strategies to Save Money on a Shoestring Budget
 If you are one of the many people who live on a tight budget, you may feel the stress of your situation on a daily basis. Even a seemingly small issue that arises and has reasonable expenses can throw your budget off track. Reducing your costs is a great...
Unsecured Personal Loans
Unsecured Personal Loans are those that do not have any collateral attached to them. This type of loan is often easy to get, but know in advance you will be paying a higher interest rate on the loan.This is because there is a great risk of non-payment due...
Feeling Lost? Free (Or Cheap) Career Assessment Tools
In today's world, more people are struggling to pay/find for housing, medical bills, education, and other aspects of life. As a result, embarking on a new career is becoming a popular option to better themselves and their families. However, when choosing a new career,...
How Do I Get FHA Refunds?
Although FHA refunds are for people who have FHA-insured mortgage loans, not everyone is entitled to a refund. Various factors are considered to determine who can receive a refund. FHA refunds are available for those who finance their homes within three...
Rent Assistance and Low Cost Housing
With todays economy fluctuating , many individuals and families are struggling to pay bills in a timely fashion, including their rent. The good news is that there are a variety of options available to anyone who is facing late fees, court dates or even...
How Does Renting to Own Really Work?
 In the years leading up to the financial crisis of 2007-08, the renting to own model — in which tenants/buyers have an option to purchase the house or condo they’re renting from their landlord/seller— was mostly offered by individual homeowners. In the...
How To Find Good Insurance Companies
 Insurance is a part of life whether you’re looking to protect your life, home, or automobile. All insurance companies are not equal. Working with a good insurance company is just as, if not more, important as having coverage. Here are four things to keep...
5 Common Ways Families Overspend
If you are looking for ways to free up extra money in your family budget, you are not alone. You may be eager to use any extra money that you can find for debt reduction, savings, or other goals. While it may seem as though there is little or no extra room to scale...
Receiving $4000 in Home Rebates
 Are there any home improvements that you have been contemplating lately? Are you struggling to make ends meet already? Learn more about three Programs a that could help you and millions of homeowners qualify for a $4,000 rebate. These Are Very Tough...
Affordable Housing Problems
On 1st Street in Santa Ana — not far from where authorities recently cleared a tent encampment along the Santa Ana River near Angel Stadium — developer Caleb Roope wants to build nearly 1,000 apartments that will be affordable for low-income seniors and...
How To Get Involved with Affiliate Marketing or Direct Sales
How To Get Involved with Affiliate Marketing or Direct Sales Life can busy and complicated. With increased costs in childcare, one parent must often stay at home to watch the kids while the other parent works. Or, as someone begins their adulthood, they may need...
Disability Lawyers | Filing SSA Claims
According to the Social Security Administration, an average of 52% of applicants is rejected yearly. This only shows that the government is very serious in paying only those who deserve these benefits. So, it is important that social security disability...
Denied Insurance Claim? Don’t Give Up!
Buying insurance is a common and thoughtful step that people take to protect themselves financially from a major mishap, accident or other type of loss. When you purchase insurance, you understandably expect the insurance company to pay out on a claim so that you can...
Is Rent to Own Housing An Option?
Rent to own housing is a popular term that should be carefully considered. It can be an agreement between owner and seller to rent or lease a property until it is paid in full. The plan can work several different ways, some have zero deposits and no...
How The New Budget will Impact SNAP
How The New Budget will Impact SNAP  The Supplemental Nutrition Assistance Program (SNAP) assists lower-income families to purchase food in order to prevent hunger. The program also provides economic benefits to communities. The proposed budget for 2018...

The Premier Forex League

Subscribe

RSS ED News

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email to Receive New Assistance Updates

Due to the overwhelming response, please enter your name and email to ensure proper results.

Thank You! You will now receive the latest assistance updates!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This