How to Save Money on Your Kids Dental Bills

by | Children, Great Deals, Health Insurance, Saving Money

Your family budget might not extend as far as it used to. Still, you want your children to have healthy teeth and inexpensive kids dental bills. Learn how to save money on your kids dental. 

Like Clean Teeth? Try the Dollar Brush!

dollar brush offer

 

Courtesy of Fox News Health

 

Preventative Kids Dental Care

Preventative kids dental work can provide your children with strong, healthy teeth for their entire life. Scientists believe that poor kids dental health could lead to an increased risk of heart disease. Unfortunately, if your elementary school-aged children need teeth pulled, crowns, braces or retainers, the kids dental bill can add up quickly. Some parents might think of taking out a dental loan.

Every child should have good, healthy teeth – even the children of low-income parents. So, how can all parents afford kids dental? Here are some wise ways to save money on your children’s dentist bills.

 

 

Shop Around

Sometimes it can be challenging to get a dental second opinion, but it could save you money. There might be a procedure that is cheaper, but still useful. When you shop around and compare dentists, you might be able to find lower prices.

Do your research. The Internet allows you to compare different kids dental services from the convenience of your home. Find the right dentist, whose services fit your budget.

 

Health Savings Accounts Benefits

Parents might want to take advantage of the tax advantages provided by medical savings accounts. Specifically, the flexible spending account (FSA) and health savings account (HSA) allows parents to deposit funds that are not subject to federal income tax.

What are the benefits of the HSA over the FSA? The HSA funds roll over each year. This allows parents to have an increasing balance, which can be used to pay kids dental bills.

How many Americans own HSAs? According to a 2007 America’s Health Insurance Plans (AHIP) survey of health insurers, 4.5 million Americans were covered by HSA-qualified health care plans. There were approximately 3.4 million covered through employer-sponsored plans and 1.1 million through individual plans.

 

Kids Dental Discount Plan

Courtesy of Dental Plans.com

Ask your dentist if he has a discount plan. There are many types of dental procedures that can accomplish the same thing. For example, there might be a range of different kinds of braces.

You might be able to save money on kids dental care with a robust discount plan. Some discount plans have a range from 10% to 60% off the regular cost. Cheaper dental procedures might require a longer time to get the same results; but, the savings might be well worth it. You can also see if your dentist will provide you with a cash discount. It wouldn’t hurt to ask.

 

Employer Kids Dental Plans

When you compare the benefit’s packages of prospective employers, you should include dental plans. According to orthodontic specialists in Calgary, your children might need extensive dental and orthodontic work done as early as seven years old. It’s a lot cheaper to fix something early than to have to pay more in the future when it’s a bigger problem. Your employer dental insurance plan can go a long way in helping you pay these bills. When you have decent employer dental insurance, you can save money by going to dentists who are within their provider network.

 

Dental Schools

Courtesy of The Balance Everyday

Another way to lower your kids dental is to go to dental schools. These include students who hope to eventually become dentists. Of course, they are not officially dentists, so they cannot charge the same prices.

Still, this is an option. You will still receive quality dental care, but it might not be the upper tier quality level that the premier dentists would provide. You can get some dental work completed, at least.

 

Low-Cost Sliding Scale

You can also check with your state’s dental association for clinics offering a sliding pay scale. These sliding pay scales are based on your income. This allows low-income parents to pay for similar dental procedures as other parents do.

Nowadays, kids dental bills can be so high that a combination of these options might serve you best. You should start out by finding a low-cost dental clinic with prices that fit your budget. And, having dental insurance through your employer can be very useful.

When you are comparing job offers, think of your family dental expenses. You might need to settle for a lower salary, but the advantages of having an employer-based dental plan can make up for the salary difference in the long run.

Nowadays, it can be difficult to save enough money for high dental bills. But, keeping your child’s teeth clean, strong and healthy can have significant lifelong benefits. Save money by following these tips and give your family members the gift of strong, healthy teeth.

If you’re looking for more financial help, make sure to check out our financial aid section. We know that things can be hard, but they’re a lot easier with help.

 

 

The World of Federal Grants
Welcome To The Wonderful World Of Federal Grants Federal Grants - If you are planning to go to college or university but know that you would never be able to afford it on your own, or with the help of your family for that matter, one of the first places...
Affordable Health Insurance
Is finding affordable health insurance as improbable as encountering a unicorn walking across your back lawn? It doesn't have to be. Here are seven steps you can take to lower your costs.   1. Understand your options to buying affordable health insurance...
How To Get A Work-From-Home Job and Earn $275 Per Day
How To Get A Work-From-Home Job & Earn $275 Per Day There are many advantages to working from home. There's no expensive and time-consuming commute, for example, and it's also possible to work from home while juggling other responsibilities. However, while many people...
Social Security Benefits & Retirement
Though all Americans look forward to the day when they can kick back in a lawn chair and spend time working in their flower gardens, retirement comes with many burdens. A fixed income or access to a 401(k) may not be enough to supplement the lifestyle many seniors are...
Government Assistance for Unemployment
Government Assistance for Unemployment Sometimes, life does not go as smoothly as planned. Fluctuations in the economy lead to periodic lay-offs. Sometimes, a company fails and workers find themselves out of work. Often, an employee and employer simply part ways after...
Natural Healing Options for Arthritis
Arthritis comes in various forms, but it's always painful. The typical medical approach is to take some sort of pain medication (usually non-steroidal anti-inflammatory drugs, or NASDs) that might result in various side effects, such as stomach pain....
How Does Renting to Own Really Work?
 In the years leading up to the financial crisis of 2007-08, the renting to own model — in which tenants/buyers have an option to purchase the house or condo they’re renting from their landlord/seller— was mostly offered by individual homeowners. In the...
Is Rent to Own Housing An Option?
Rent to own housing is a popular term that should be carefully considered. It can be an agreement between owner and seller to rent or lease a property until it is paid in full. The plan can work several different ways, some have zero deposits and no...
The Best Self Help Gurus
 In the world today, it is easy to come across scammers looking to take advantage of people in their weakest moments. The realm of self-help is no different. In fact, it can be much worse. Self-help scammers apply abstract concepts so that unsuspecting...
Modern Millionaires Mindset
Here’s A Modern Millionaire Rhetorical Question:   If you have a spare million dollars in your bank account today… How will you spend it? Pay off all your bills and loans? Buy your dream car? Dream house? Give your family a better life? Travel all over...
Low Income Families and Educational Help
Low Income Families and Educational Help It is a common perception that only the most gifted students are eligible for grants and scholarships to get them through the final phases of their education, and this then gives rise to the popular thought that those residing...
Should You Consolidate Student Loans?
Should You Consolidate Student Loans? In order to make it through the years of school, students take on a lot of debt from various loans. Sometimes, these loans come from private lenders with higher interest rates and fewer protection. Most loans, however, are funded...
Section 8 Vouchers Less Likely to be Accepted
 About 300 less, that is the number in Nashville, TN. Since 2010 there has been 300 fewer Section 8 vouchers accepted throughout the Greater Nashville Area. Families are being kicked out of their apartments and housing because the owners have just decided...
Understanding Federal Grants (Part 2)
 In the last issue we talked about how the federal grant system works and how you can make it work for you. In this issue we are going talk about exactly who's eligible to apply for federal grant money. The simple fact is that almost everyone is eligible...
How Do You Repair Your Credit Score?
How Do You Repair Your Credit Score? You may be bombarded with ads for businesses telling you they can help fix your credit. Many companies say they have some kind of proven method for improving your credit score. However, you should first follow this advice and see...
5 Strategies to Reduce Stress and Strengthen Family Relationships
 Stress is everywhere. You feel stressed at work and on your commute, and maybe even your home, the place that is supposed to be your sanctuary. When you arrive home from your job, you're met by bills that need to be paid, children that need to be fed and...
The Greatness of Good Friday
 What a supreme paradox. We now call the day Jesus was crucified, Good.Many believe this name simply evolved—as language does. They point to the earlier designation, "God's Friday," as its root. (This seems a reasonable conjecture, given that "goodbye"...
The AHCA Impact on Medicare & Medicaid
The Impact on Medicare & Medicaid The repeal and replace legislation concerning the Affordable Care Act (ACA), or Obamacare, seems complicated for many consumers. Though it will likely see changes as it is debated in the Senate, the American Healthcare Act (AHCA)...
HARP Eligibility and Assistance
 If your mortgage is making your financial life more difficult than you expected, you can get assistance through a program called HARP (Home Affordable Refinance Program). HARP eligibility is easy to determine as there are several factors that can affect...
Social Security Disability Benefit Application Help
 There are several advantages to applying for Social Security Benefits online. There is no need for an appointment and it will definitely save you time. Visitng your local Social Security Office can be very time consuming and frustrating. Read the...

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Name and Email for Best Results

Due to the overwhelming response, enter your email for best results. Look for your free ebook from New Flex Career about finding unclaimed money!

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

The More You Share. The More We Can Help!

Share these posts & pages with friends!