How to Save Money on Your Kids Dental Bills

by | Children, Great Deals, Health Insurance, Saving Money

Your family budget might not extend as far as it used to. Still, you want your children to have healthy teeth and inexpensive kids dental bills. Learn how to save money on your kids dental. 

Like Clean Teeth? Try the Dollar Brush!

dollar brush offer

 

Courtesy of Fox News Health

 

Preventative Kids Dental Care

Preventative kids dental work can provide your children with strong, healthy teeth for their entire life. Scientists believe that poor kids dental health could lead to an increased risk of heart disease. Unfortunately, if your elementary school-aged children need teeth pulled, crowns, braces or retainers, the kids dental bill can add up quickly. Some parents might think of taking out a dental loan.

Every child should have good, healthy teeth – even the children of low-income parents. So, how can all parents afford kids dental? Here are some wise ways to save money on your children’s dentist bills.

 

 

Shop Around

Sometimes it can be challenging to get a dental second opinion, but it could save you money. There might be a procedure that is cheaper, but still useful. When you shop around and compare dentists, you might be able to find lower prices.

Do your research. The Internet allows you to compare different kids dental services from the convenience of your home. Find the right dentist, whose services fit your budget.

 

Health Savings Accounts Benefits

Parents might want to take advantage of the tax advantages provided by medical savings accounts. Specifically, the flexible spending account (FSA) and health savings account (HSA) allows parents to deposit funds that are not subject to federal income tax.

What are the benefits of the HSA over the FSA? The HSA funds roll over each year. This allows parents to have an increasing balance, which can be used to pay kids dental bills.

How many Americans own HSAs? According to a 2007 America’s Health Insurance Plans (AHIP) survey of health insurers, 4.5 million Americans were covered by HSA-qualified health care plans. There were approximately 3.4 million covered through employer-sponsored plans and 1.1 million through individual plans.

 

Kids Dental Discount Plan

Courtesy of Dental Plans.com

Ask your dentist if he has a discount plan. There are many types of dental procedures that can accomplish the same thing. For example, there might be a range of different kinds of braces.

You might be able to save money on kids dental care with a robust discount plan. Some discount plans have a range from 10% to 60% off the regular cost. Cheaper dental procedures might require a longer time to get the same results; but, the savings might be well worth it. You can also see if your dentist will provide you with a cash discount. It wouldn’t hurt to ask.

 

Employer Kids Dental Plans

When you compare the benefit’s packages of prospective employers, you should include dental plans. According to orthodontic specialists in Calgary, your children might need extensive dental and orthodontic work done as early as seven years old. It’s a lot cheaper to fix something early than to have to pay more in the future when it’s a bigger problem. Your employer dental insurance plan can go a long way in helping you pay these bills. When you have decent employer dental insurance, you can save money by going to dentists who are within their provider network.

 

Dental Schools

Courtesy of The Balance Everyday

Another way to lower your kids dental is to go to dental schools. These include students who hope to eventually become dentists. Of course, they are not officially dentists, so they cannot charge the same prices.

Still, this is an option. You will still receive quality dental care, but it might not be the upper tier quality level that the premier dentists would provide. You can get some dental work completed, at least.

 

Low-Cost Sliding Scale

You can also check with your state’s dental association for clinics offering a sliding pay scale. These sliding pay scales are based on your income. This allows low-income parents to pay for similar dental procedures as other parents do.

Nowadays, kids dental bills can be so high that a combination of these options might serve you best. You should start out by finding a low-cost dental clinic with prices that fit your budget. And, having dental insurance through your employer can be very useful.

When you are comparing job offers, think of your family dental expenses. You might need to settle for a lower salary, but the advantages of having an employer-based dental plan can make up for the salary difference in the long run.

Nowadays, it can be difficult to save enough money for high dental bills. But, keeping your child’s teeth clean, strong and healthy can have significant lifelong benefits. Save money by following these tips and give your family members the gift of strong, healthy teeth.

If you’re looking for more financial help, make sure to check out our financial aid section. We know that things can be hard, but they’re a lot easier with help.

 

 

Public Assistance Study
 According to a new public assistance study conducted by the University of Illinois and the University of California-Berkeley, a overwhelming majority of fast food worker's families are enrolled in one or more public assistance programs. These programs...
Should You Consolidate Student Loans?
Should You Consolidate Student Loans? In order to make it through the years of school, students take on a lot of debt from various loans. Sometimes, these loans come from private lenders with higher interest rates and fewer protection. Most loans, however, are funded...
Financial Aid: Grants for Women
 Thanks to thousands of grants, women who want to go back to college and earn a degree can do so without worrying about large tuition fees. Grants for women are available for single moms, minority women, and women that are going in to specific fields of...
Which Student Loan Repayment Options Work for You?
Which Student Loan Repayment Options Work for You? The student loan process can be tricky and difficult to understand. Students often overlook the process from the beginning of college until graduation, never realizing the impact of the loans until payment become due...
Examine Failures and Find Inspiration
How to Examine Failures and Use it as Inspiration Sometimes, when we fail, it can feel like the end of the world. None of us like to be told that we are doing something wrong. None of us like to experience setbacks in our plans. It can make us question our self-worth,...
5 Ways to Keep Your House During A Market Crash
Anyone paying attention to the housing market in the Los Angeles area knows that home prices have been at record highs. National Mortgage News suggests that this could be a housing bubble about to burst, and a decline in home prices and an increase in mortgage...
Is Rent to Own Housing An Option?
Rent to own housing is a popular term that should be carefully considered. It can be an agreement between owner and seller to rent or lease a property until it is paid in full. The plan can work several different ways, some have zero deposits and no...
Understanding Federal Grants (Part 2)
 In the last issue we talked about how the federal grant system works and how you can make it work for you. In this issue we are going talk about exactly who's eligible to apply for federal grant money. The simple fact is that almost everyone is eligible...
How To Find Good Insurance Companies
 Insurance is a part of life whether you’re looking to protect your life, home, or automobile. All insurance companies are not equal. Working with a good insurance company is just as, if not more, important as having coverage. Here are four things to keep...
Searching for Online and Freelance Employment
Searching for Online & Freelance Employment Many career fields and skills do not fall under traditional frameworks for employment. Writers, photographers, marketers, teachers and artists may be able to find work as online freelancers to continue improving their...
Unexpected Pregnancy Resources
 If the event that you know a low-income family who is experiencing an unexpected pregnancy, you may want to reach out to help. During this time, you can feel overwhelmed and not know what steps to take. But know that you can take on a supportive role in...
Social Security Disability Benefits
Sometimes in life, events occur that prevent people from working in order to make a living. Accidents occur and illness strikes at the most inopportune moments. The Social Security Administration may be able to help. They provide disability benefits to...
How To Get The Best Insurance Deals
In most cases finding the best insurance deals is difficult. Since having insurance is a requirement rather than being optional it is a good idea to shop around for the best insurance deals. It’s difficult to shell out the cash for insurance premiums and...
How to Find Bargains at Flea Markets
I love to spend hours looking at flea markets for different items. Different vendors set up their products in a central location so that consumers can spend their time walking around and see the new and used items available for sale. You never know what you will come...
SNAP (Supplemental Nutrition Assistance Program)
The first nutrition assistance program was started in 1939. These types of programs were developed to help people during strenuous times and financial hardships. The program we know today (SNAP) was first introduced in 1961 as the Food Stamp Act that was...
Best Way to Build Your Credit Rating
In today’s world, credit can be easily destroyed. If you are young and entering the adult world, you may not always understand how to maintain a great credit rating. Often, you do not qualify for a loan or credit card due to having no credit. Lapses in employment or...
Receiving $4000 in Home Rebates
 Are there any home improvements that you have been contemplating lately? Are you struggling to make ends meet already? Learn more about three Programs a that could help you and millions of homeowners qualify for a $4,000 rebate. These Are Very Tough...
Government Assistance for Unemployment
Government Assistance for Unemployment Sometimes, life does not go as smoothly as planned. Fluctuations in the economy lead to periodic lay-offs. Sometimes, a company fails and workers find themselves out of work. Often, an employee and employer simply part ways after...
How to Save Money on Your Kids Dental Bills
Your family budget might not extend as far as it used to. Still, you want your children to have healthy teeth and inexpensive kids dental bills. Learn how to save money on your kids dental.  Like Clean Teeth? Try the Dollar Brush!   Courtesy of Fox News Health...
The Most Common Reasons for Debt
 High debt balances can create significant stress, negatively impact not only your future, but it can also impact your health. It can prevent you from enjoying the quality of life that you otherwise may enjoy without the burden of debt payments. While...

Subscribe

RSS ED News

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email to Receive New Assistance Updates

Due to the overwhelming response, please enter your name and email to ensure proper results.

Thank You! You will now receive the latest assistance updates!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This