How to Save Money on Your Kids Dental Bills

by | Children, Great Deals, Health Insurance, Saving Money

Your family budget might not extend as far as it used to. Still, you want your children to have healthy teeth and inexpensive kids dental bills. Learn how to save money on your kids dental. 

Like Clean Teeth? Try the Dollar Brush!

dollar brush offer

 

Courtesy of Fox News Health

 

Preventative Kids Dental Care

Preventative kids dental work can provide your children with strong, healthy teeth for their entire life. Scientists believe that poor kids dental health could lead to an increased risk of heart disease. Unfortunately, if your elementary school-aged children need teeth pulled, crowns, braces or retainers, the kids dental bill can add up quickly. Some parents might think of taking out a dental loan.

Every child should have good, healthy teeth – even the children of low-income parents. So, how can all parents afford kids dental? Here are some wise ways to save money on your children’s dentist bills.

 

 

Shop Around

Sometimes it can be challenging to get a dental second opinion, but it could save you money. There might be a procedure that is cheaper, but still useful. When you shop around and compare dentists, you might be able to find lower prices.

Do your research. The Internet allows you to compare different kids dental services from the convenience of your home. Find the right dentist, whose services fit your budget.

 

Health Savings Accounts Benefits

Parents might want to take advantage of the tax advantages provided by medical savings accounts. Specifically, the flexible spending account (FSA) and health savings account (HSA) allows parents to deposit funds that are not subject to federal income tax.

What are the benefits of the HSA over the FSA? The HSA funds roll over each year. This allows parents to have an increasing balance, which can be used to pay kids dental bills.

How many Americans own HSAs? According to a 2007 America’s Health Insurance Plans (AHIP) survey of health insurers, 4.5 million Americans were covered by HSA-qualified health care plans. There were approximately 3.4 million covered through employer-sponsored plans and 1.1 million through individual plans.

 

Kids Dental Discount Plan

Courtesy of Dental Plans.com

Ask your dentist if he has a discount plan. There are many types of dental procedures that can accomplish the same thing. For example, there might be a range of different kinds of braces.

You might be able to save money on kids dental care with a robust discount plan. Some discount plans have a range from 10% to 60% off the regular cost. Cheaper dental procedures might require a longer time to get the same results; but, the savings might be well worth it. You can also see if your dentist will provide you with a cash discount. It wouldn’t hurt to ask.

 

Employer Kids Dental Plans

When you compare the benefit’s packages of prospective employers, you should include dental plans. According to orthodontic specialists in Calgary, your children might need extensive dental and orthodontic work done as early as seven years old. It’s a lot cheaper to fix something early than to have to pay more in the future when it’s a bigger problem. Your employer dental insurance plan can go a long way in helping you pay these bills. When you have decent employer dental insurance, you can save money by going to dentists who are within their provider network.

 

Dental Schools

Courtesy of The Balance Everyday

Another way to lower your kids dental is to go to dental schools. These include students who hope to eventually become dentists. Of course, they are not officially dentists, so they cannot charge the same prices.

Still, this is an option. You will still receive quality dental care, but it might not be the upper tier quality level that the premier dentists would provide. You can get some dental work completed, at least.

 

Low-Cost Sliding Scale

You can also check with your state’s dental association for clinics offering a sliding pay scale. These sliding pay scales are based on your income. This allows low-income parents to pay for similar dental procedures as other parents do.

Nowadays, kids dental bills can be so high that a combination of these options might serve you best. You should start out by finding a low-cost dental clinic with prices that fit your budget. And, having dental insurance through your employer can be very useful.

When you are comparing job offers, think of your family dental expenses. You might need to settle for a lower salary, but the advantages of having an employer-based dental plan can make up for the salary difference in the long run.

Nowadays, it can be difficult to save enough money for high dental bills. But, keeping your child’s teeth clean, strong and healthy can have significant lifelong benefits. Save money by following these tips and give your family members the gift of strong, healthy teeth.

If you’re looking for more financial help, make sure to check out our financial aid section. We know that things can be hard, but they’re a lot easier with help.

 

 

How The New Budget will Impact SNAP
How The New Budget will Impact SNAP  The Supplemental Nutrition Assistance Program (SNAP) assists lower-income families to purchase food in order to prevent hunger. The program also provides economic benefits to communities. The proposed budget for 2018...
Self Help Works Too!
Self-Help Works Too! Government assistance serves as a great safety net for a lot of people. Unemployment, SNAP, Social Security Disability, and other benefits operate as a great way to prevent total financial collapse following negative life events. However, each of...
Financial Aid: Grants for Women
 Thanks to thousands of grants, women who want to go back to college and earn a degree can do so without worrying about large tuition fees. Grants for women are available for single moms, minority women, and women that are going in to specific fields of...
Things You Need to Know About Section 8 Assistance
Things You Need to Know About Section 8 Housing Some families might find a safe, decent and affordable housing as a big challenge to tackle. Majority of regions in the United States do not have rent control laws in place. Therefore some renters find affording a...
Women Grants in The United States
A lot is being granted to the citizens of America in the name of grant scheme. Various categories of financial needs are being accomplished through these grants. Some of the most popular grants schemes ever are the grants for men, grants for women, grants...
Home Improvement Grants
 Is your home desperate for repairs? Are you at your financial limits, broke...flat broke? Have you ever wondered how it would feel to have the government help you be able to afford these critical repairs? Help is possible through new home improvement...
Searching for Online and Freelance Employment
Searching for Online & Freelance Employment Many career fields and skills do not fall under traditional frameworks for employment. Writers, photographers, marketers, teachers and artists may be able to find work as online freelancers to continue improving their...
Finding Employment with Job Searches
Finding Employment with Job Searches Sometimes, life hits Americans hard. With ups and downs in the economy, it may be difficult to maintain consistent employment over a long period of time. Fortunately, there are options to help find a new job or career. In the...
Denied Insurance Claim? Don’t Give Up!
Buying insurance is a common and thoughtful step that people take to protect themselves financially from a major mishap, accident or other type of loss. When you purchase insurance, you understandably expect the insurance company to pay out on a claim so that you can...
Natural Healing Options for Arthritis
Arthritis comes in various forms, but it's always painful. The typical medical approach is to take some sort of pain medication (usually non-steroidal anti-inflammatory drugs, or NASDs) that might result in various side effects, such as stomach pain. Thankfully, there...
Social Security Benefits & Retirement
Though all Americans look forward to the day when they can kick back in a lawn chair and spend time working in their flower gardens, retirement comes with many burdens. A fixed income or access to a 401(k) may not be enough to supplement the lifestyle many seniors are...
Unexpected Pregnancy Resources
 If the event that you know a low-income family who is experiencing an unexpected pregnancy, you may want to reach out to help. During this time, you can feel overwhelmed and not know what steps to take. But know that you can take on a supportive role in...
Are Discount Stores Really A Bargain?
It seems like dollar stores and other various discount stores are becoming a common retailer in most areas. Can these discount stores really offer you a bargain or do they just sell poor quality items? In my opinion, there are plenty of great bargains to be found in...
Receiving $4000 in Home Rebates
 Are there any home improvements that you have been contemplating lately? Are you struggling to make ends meet already? Learn more about three Programs a that could help you and millions of homeowners qualify for a $4,000 rebate. These Are Very Tough...
Run A Background Check When Applying for Jobs!
 Social media is everywhere in the air around us today. Hence it is natural for you to assume you can handpick and choose what you want your employees to see. Most people therefore imagine that once they clean up their Facebook wall and delete those...
Feeling Lost? Free (Or Cheap) Career Assessment Tools
In today's world, more people are struggling to pay/find for housing, medical bills, education, and other aspects of life. As a result, embarking on a new career is becoming a popular option to better themselves and their families. However, when choosing a new career,...
Affordable Housing Problems
On 1st Street in Santa Ana — not far from where authorities recently cleared a tent encampment along the Santa Ana River near Angel Stadium — developer Caleb Roope wants to build nearly 1,000 apartments that will be affordable for low-income seniors and...
How To Get The Best Insurance Deals
In most cases finding the best insurance deals is difficult. Since having insurance is a requirement rather than being optional it is a good idea to shop around for the best insurance deals. It’s difficult to shell out the cash for insurance premiums and...
How to Manage Credit Card Payments
Do you have issues paying off credit cards? Sometimes the interest itself can be an overwhelming monthly payment. We have gathered some information below from credit experts that can hopefully help you manage your payments and find a way out from under...
Which Student Loan Repayment Options Work for You?
Which Student Loan Repayment Options Work for You? The student loan process can be tricky and difficult to understand. Students often overlook the process from the beginning of college until graduation, never realizing the impact of the loans until payment become due...

The Premier Forex League

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email to Receive New Assistance Updates

Due to the overwhelming response, please enter your name and email to ensure proper results.

Thank You! You will now receive the latest assistance updates!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This