How to Save Money on Your Kids Dental Bills

by | Children, Great Deals, Health Insurance, Saving Money

Your family budget might not extend as far as it used to. Still, you want your children to have healthy teeth and inexpensive kids dental bills. Learn how to save money on your kids dental. 

Like Clean Teeth? Try the Dollar Brush!

dollar brush offer

 

Courtesy of Fox News Health

 

Preventative Kids Dental Care

Preventative kids dental work can provide your children with strong, healthy teeth for their entire life. Scientists believe that poor kids dental health could lead to an increased risk of heart disease. Unfortunately, if your elementary school-aged children need teeth pulled, crowns, braces or retainers, the kids dental bill can add up quickly. Some parents might think of taking out a dental loan.

Every child should have good, healthy teeth – even the children of low-income parents. So, how can all parents afford kids dental? Here are some wise ways to save money on your children’s dentist bills.

 

 

Shop Around

Sometimes it can be challenging to get a dental second opinion, but it could save you money. There might be a procedure that is cheaper, but still useful. When you shop around and compare dentists, you might be able to find lower prices.

Do your research. The Internet allows you to compare different kids dental services from the convenience of your home. Find the right dentist, whose services fit your budget.

 

Health Savings Accounts Benefits

Parents might want to take advantage of the tax advantages provided by medical savings accounts. Specifically, the flexible spending account (FSA) and health savings account (HSA) allows parents to deposit funds that are not subject to federal income tax.

What are the benefits of the HSA over the FSA? The HSA funds roll over each year. This allows parents to have an increasing balance, which can be used to pay kids dental bills.

How many Americans own HSAs? According to a 2007 America’s Health Insurance Plans (AHIP) survey of health insurers, 4.5 million Americans were covered by HSA-qualified health care plans. There were approximately 3.4 million covered through employer-sponsored plans and 1.1 million through individual plans.

 

Kids Dental Discount Plan

Courtesy of Dental Plans.com

Ask your dentist if he has a discount plan. There are many types of dental procedures that can accomplish the same thing. For example, there might be a range of different kinds of braces.

You might be able to save money on kids dental care with a robust discount plan. Some discount plans have a range from 10% to 60% off the regular cost. Cheaper dental procedures might require a longer time to get the same results; but, the savings might be well worth it. You can also see if your dentist will provide you with a cash discount. It wouldn’t hurt to ask.

 

Employer Kids Dental Plans

When you compare the benefit’s packages of prospective employers, you should include dental plans. According to orthodontic specialists in Calgary, your children might need extensive dental and orthodontic work done as early as seven years old. It’s a lot cheaper to fix something early than to have to pay more in the future when it’s a bigger problem. Your employer dental insurance plan can go a long way in helping you pay these bills. When you have decent employer dental insurance, you can save money by going to dentists who are within their provider network.

 

Dental Schools

Courtesy of The Balance Everyday

Another way to lower your kids dental is to go to dental schools. These include students who hope to eventually become dentists. Of course, they are not officially dentists, so they cannot charge the same prices.

Still, this is an option. You will still receive quality dental care, but it might not be the upper tier quality level that the premier dentists would provide. You can get some dental work completed, at least.

 

Low-Cost Sliding Scale

You can also check with your state’s dental association for clinics offering a sliding pay scale. These sliding pay scales are based on your income. This allows low-income parents to pay for similar dental procedures as other parents do.

Nowadays, kids dental bills can be so high that a combination of these options might serve you best. You should start out by finding a low-cost dental clinic with prices that fit your budget. And, having dental insurance through your employer can be very useful.

When you are comparing job offers, think of your family dental expenses. You might need to settle for a lower salary, but the advantages of having an employer-based dental plan can make up for the salary difference in the long run.

Nowadays, it can be difficult to save enough money for high dental bills. But, keeping your child’s teeth clean, strong and healthy can have significant lifelong benefits. Save money by following these tips and give your family members the gift of strong, healthy teeth.

If you’re looking for more financial help, make sure to check out our financial aid section. We know that things can be hard, but they’re a lot easier with help.

 

 

Easy Formula for Grant Applications
When you look forward to apply for a government grant, you will need to do a lot of research and make elaborate preparations. To give a kick start to your grant seeking process, fist you must understand the different types of grants available. You will...
Unpaid Wages Recovery Guide
If you worked for it, then you should get all upaid wages. Everyday can be a struggle and still come up on the short end of the stick. That is why you may be frustrated when you are not paid the money you are owed. Fortunately, there are many steps that you can take...
Social Security Disability Assistance
 Social Security Disability Insurance pays benefits to you and certain members of your family if worked long enough and paid Social Security taxes. Supplemental Security Income pays benefits based on financial need. If you need help and personal guidance...
Car Loans Approved Today!
Drivers will be excited to hear that the cost of a vehicle has started a downward plunge making it even easier to get the car loans you have always wanted. According to predictions by GasBuddy, the average price for a gallon of gasoline is set to fall...
The AHCA Impact on Medicare & Medicaid
The Impact on Medicare & Medicaid The repeal and replace legislation concerning the Affordable Care Act (ACA), or Obamacare, seems complicated for many consumers. Though it will likely see changes as it is debated in the Senate, the American Healthcare Act (AHCA)...
HARP Eligibility and Assistance
 If your mortgage is making your financial life more difficult than you expected, you can get assistance through a program called HARP (Home Affordable Refinance Program). HARP eligibility is easy to determine as there are several factors that can affect...
Affordable Housing Problems
On 1st Street in Santa Ana — not far from where authorities recently cleared a tent encampment along the Santa Ana River near Angel Stadium — developer Caleb Roope wants to build nearly 1,000 apartments that will be affordable for low-income seniors and...
Relief Resources and Benefits Gov
 Let's begin with this. No One Is Guaranteed Government Assistance Just For Existing. That being said, Government aid can be very helpful to those enduring a financial struggle or hardship. It can also be beneficial for those looking to attain a higher...
How A Home Warranty Will Save You Money
A Home Warranty Will Save You Money Owning a home can be expensive. Appliances break down, and air conditioners tend to quit working in the middle of the summer. In fact, most home have a major mechanical breakdown twice each year. Usually, these breakdowns occur at...
Walmart Owes Money
Wal-Mart is a nationally recognized big box store offering low prices for customers who have everyday needs. The store employs more than 1.2 million people, and many of them are currently in a situation in which they could receive a big payout from the company for...
Unexpected Pregnancy Resources
 If the event that you know a low-income family who is experiencing an unexpected pregnancy, you may want to reach out to help. During this time, you can feel overwhelmed and not know what steps to take. But know that you can take on a supportive role in...
Best Way to Build Your Credit Rating
In today’s world, credit can be easily destroyed. If you are young and entering the adult world, you may not always understand how to maintain a great credit rating. Often, you do not qualify for a loan or credit card due to having no credit. Lapses in employment or...
Is Rent to Own Housing An Option?
Rent to own housing is a popular term that should be carefully considered. It can be an agreement between owner and seller to rent or lease a property until it is paid in full. The plan can work several different ways, some have zero deposits and no...
Who Qualifies for VA Home Loans
For many veterans and their families, buying a home can be a difficult experience. Many veterans have little patience for the drawn out process of finding a loan, and others have not always had the best luck with credit. Fortunately, Veterans Affairs (VA) can help....
Budget Tips for Today’s Family
If you are in charge of creating the family budget, chances are, you’ve had the unfortunate experience of having a brilliant budget plan that isn’t executed well. This happens to many families and couples, and with a little attitude tweaking, you can solicit the help...
Coupon Tips That Can Save You Money
Everyone loves a great deal and your luck will get better when you find coupons for your favorite items. There are a lot of great locations to discover coupons these days, including the Internet, newspapers and flyers. These are tips and techniques on how...
Social Security Disability Benefits
Sometimes in life, events occur that prevent people from working in order to make a living. Accidents occur and illness strikes at the most inopportune moments. The Social Security Administration may be able to help. They provide disability benefits to...
Teach Safety First
There is no denying the fact that the dangers out there are very real and your child is susceptible to them all. Luckily you can teach safety to help protect your little ones and keep them safe at any age as long as you are willing to take the necessary...
Social Security Benefits & Retirement
Though all Americans look forward to the day when they can kick back in a lawn chair and spend time working in their flower gardens, retirement comes with many burdens. A fixed income or access to a 401(k) may not be enough to supplement the lifestyle many seniors are...
Increasing Literacy in Children
Increasing Literacy in Children Literacy is important. This is a fact that cannot be stressed enough. Often, arts and literature are tossed to the side to make way for additional funding in other areas, but learning to read lays the foundation for further education...

The Premier Forex League

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email to Receive New Assistance Updates

Due to the overwhelming response, please enter your name and email to ensure proper results.

Thank You! You will now receive the latest assistance updates!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This