Is Public Housing An Option for You?

by | Housing Information, Public Assistance

The US Department of Housing and Urban Development (HUD) utilizes several programs to ensure housing for lower-income families. One of these programs is Public Housing. This program was designed to provide decent and safe rental homes for lower-income families, the elderly, and disabled persons. Find out below if you might qualify.

Are you interested in renting to own? New options are now available!

 

What is Public Housing?

affordable housing | public housingPublic Housing are housing units that range from single family homes to high-rise apartments for elderly families. 1.2 million families live in these dwellings, which are managed by Housing Authorities (HA). HUD provides Federal funding to these HAs, who then determine eligibility for families and develop and maintain these housing units.  Public Housing differs from Section 8 by offering existing housing. Section 8 provides qualified families with rental vouchers to locate safe and sanitary housing on their own, as long as that housing meets the requirements of the program. For more information on Section 8 follow the link below.

https://familyreliefservices.org/housing-resources/

For New Low Income Rent to Own Options Click Here!

 

What Types of Public Housing Are Available?

The type of housing depends on the local HA. Many HAs provide one to four bedroom homes. These homes may be scattered down a street or connected in the form of townhouses. Many units take the form of apartment complexes. Elderly housing and housing for disabled persons will accommodate any physical difficulties. Who is Eligible? Local HAs determine eligibility based on income. The three primary factors in determining eligibility are:

1) Annual Gross Income – Lower income means that your family’s income is at 80% of the median income for an area. Very low income is at 50% of the median income. The income limits vary from HA to HA, so some families may be eligible in one area but not in another.

2) Qualification as elderly, disabled, or as a family. You must meet one of these three categories in order to apply. Retirement benefits, property assets, IRAs and other assets are taken into consideration to determine eligibility.

3) US Citizen or immigration status. You must be a US citizen, legal resident, or legal immigrant to apply for Public Housing.

4) Rent to Own Listings

 

 

What is Needed for the Public Housing Application Process?

You must file a written application through your local HA. They will collect the following information to determine eligibility:

1) Names, dates of birth, sex, and relationship to the head of household of all individuals who will be living in the housing unit.

2) Current address and telephone number

3) Family characteristics or circumstances that might help you qualify for tenant preferences. For example, living in substandard housing or veteran status may help in qualifying.

4) Names of your current and previous landlords

5) Estimate of your family’s income over the next twelve months

6) Names and addresses of employers, banks, and any other information that the HA might need to determine income

7) Prepare for the HA to potentially visit your current residence to judge the upkeep of your current home.

 

Is There A Lease for Public Housing?

If you are approved for housing, you will be required to sign a lease. You may also be required to submit a security deposit. This usually runs around $25. Once you are approved and sign a lease, you will be eligible for housing as long as you need it. The local HA will reassess your income status regularly.

 

How Much is Public Housing Rent?

Rent is determined using the highest of the following:

1) 30% of monthly adjusted income (based on annual income with certain deductions accounted for

2) 10% of monthly income

3) Welfare rent, if applicable

4) $25 minimum rent set up by HA, potentially up to $50 Public Housing may be a viable option for many lower income families to find housing.

Have You Tried Renting To Own? New Options Now Available!

There is often a waiting list, but if your opportunities for financial improvement are limited, the waiting list may be worth it in the long run.

For more information, visit https://portal.hud.gov/hudportal/HUD?src=/topics/rental_assistance/phprog. If you need assistance with housing, this may provide you with an opportunity that will benefit you and your family.

 

Budget Tips for Today’s Family
If you are in charge of creating the family budget, chances are, you’ve had the unfortunate experience of having a brilliant budget plan that isn’t executed well. This happens to many families and couples, and with a little attitude tweaking, you can solicit the help...
Searching for Online and Freelance Employment
Searching for Online & Freelance Employment Many career fields and skills do not fall under traditional frameworks for employment. Writers, photographers, marketers, teachers and artists may be able to find work as online freelancers to continue improving their...
Social Security Disability Benefits
Sometimes in life, events occur that prevent people from working in order to make a living. Accidents occur and illness strikes at the most inopportune moments. The Social Security Administration may be able to help. They provide disability benefits to...
Rent Assistance and Low Cost Housing
With todays economy fluctuating , many individuals and families are struggling to pay bills in a timely fashion, including their rent. The good news is that there are a variety of options available to anyone who is facing late fees, court dates or even...
Affordable Housing Problems
On 1st Street in Santa Ana — not far from where authorities recently cleared a tent encampment along the Santa Ana River near Angel Stadium — developer Caleb Roope wants to build nearly 1,000 apartments that will be affordable for low-income seniors and...
Best Credit Cards for Questionable Credit
Life does not always work out as planned. Sometimes, a gap in employment leads to a few missed payments, and eviction, or a repossessed vehicle. These things happen to most people. In order build credit back up, a credit card may help. Making regular...
Receiving $4000 in Home Rebates
 Are there any home improvements that you have been contemplating lately? Are you struggling to make ends meet already? Learn more about three Programs a that could help you and millions of homeowners qualify for a $4,000 rebate. These Are Very Tough...
Things You Need to Know About Section 8 Assistance
Things You Need to Know About Section 8 Housing Some families might find a safe, decent and affordable housing as a big challenge to tackle. Majority of regions in the United States do not have rent control laws in place. Therefore some renters find affording a...
Understanding Federal Grants (Part 1)
 Let me start off by asking you this question. How would you like free money that you will never have to pay back, from the federal government? Sounds great doesn't it? Well, the simple truth is that you can get it if the government decides to award you a...
Applying and Making Phone Calls to Potential Employers
Applying and Making Phone Calls to Potential Employers Applying to Places Not Hiring: A Wise Move or Not? Are you in desperate need of a job? If you are currently unemployed or if you truly think that your current job is making you “crazy,” you may be due for a new...
Section 8 Vouchers Less Likely to be Accepted
 About 300 less, that is the number in Nashville, TN. Since 2010 there has been 300 fewer Section 8 vouchers accepted throughout the Greater Nashville Area. Families are being kicked out of their apartments and housing because the owners have just decided...
Tips for Insurance Discounts
Home insurance and automobile insurance might be must-haves, but it doesn’t have to cost you an arm and a leg to have the appropriate coverages. There are things you can do to get discounts on your homeowners insurance and automobile insurance. Here are...
Which Student Loan Repayment Options Work for You?
Which Student Loan Repayment Options Work for You? The student loan process can be tricky and difficult to understand. Students often overlook the process from the beginning of college until graduation, never realizing the impact of the loans until payment become due...
Job Hunting at Career Fairs
Are you looking to find a new job or a new career? If you are, you may want to try career day job hunting, as it is a great way to not only find available jobs, but also apply and interview the same day. Looking for new and exciting careers? Click the link below!...
Are Discount Stores Really A Bargain?
It seems like dollar stores and other various discount stores are becoming a common retailer in most areas. Can these discount stores really offer you a bargain or do they just sell poor quality items? In my opinion, there are plenty of great bargains to be found in...
How The New Budget will Impact SNAP
How The New Budget will Impact SNAP  The Supplemental Nutrition Assistance Program (SNAP) assists lower-income families to purchase food in order to prevent hunger. The program also provides economic benefits to communities. The proposed budget for 2018...
Penny Pinching Groceries Plus Earning While Shopping
Penny Pinching your way into savings and earning! If you feel like you are wasting money on groceries then you're not alone. The average American spends around $160 per week at the supermarket. What if I told you that number can be easily cut in half by penny pinching...
SNAP (Supplemental Nutrition Assistance Program)
The first nutrition assistance program was started in 1939. These types of programs were developed to help people during strenuous times and financial hardships. The program we know today (SNAP) was first introduced in 1961 as the Food Stamp Act that was...
History of St Patrick’s Day
 St. Patrick’s Day is celebrated annually on March 17, the anniversary of his death in the fifth century. The Irish have observed this day as a religious holiday for over 1,000 years. On St. Patrick’s Day, which falls during the Christian season of Lent,...
Increasing Literacy in Children
Increasing Literacy in Children Literacy is important. This is a fact that cannot be stressed enough. Often, arts and literature are tossed to the side to make way for additional funding in other areas, but learning to read lays the foundation for further education...

The Premier Forex League

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email to Receive New Assistance Updates

Due to the overwhelming response, please enter your name and email to ensure proper results.

Thank You! You will now receive the latest assistance updates!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This