Section 8 Housing | Where Do I Start?

by | Housing Information, Section 8 Housing News

Ok, what exactly is section 8 housing? Section 8 housing is also known as the Housing Choice Voucher Program. It is very fortunate here in the USA that housing assistance exists for low-income families, elderly, disabled and mentally challenged. The United States Section 8 Housing  Program ensures that you can afford to live in a clean, safe, and suitable environment.

*Note: If you find this page useful, please look at the free offers towards the bottom of this page. This helps us maintain this site and keep the information and links up to date. Thanks so much for your support.*

 

What is Section 8 Housing?

The great thing about section 8 housing is that you can live anywhere section 8 vouchers are accepted. This means you are not stuck in housing projects. You can actually search for apartments or housing in any area.

For example, there are websites like rent.com that have a separate filter for searching apartments that will accept Section 8 vouchers.  Again, this is great because it allows you to look outside normal housing areas. Section 8 housing enables, for the most part, live where you want to live.

section 8 housing | city apartments | family relief services

 

How Exactly Does It Work?

The Housing Choice Voucher Program works within the federal and state governments. First, the federal government allocates money for the program and then gives it to local & state PHA (public housing authority). Then, the PHA will decide how to distribute that money through Section 8 housing vouchers.

Now, you must contact your local PHA to be approved for a section 8 voucher (More about applying below). After you are approved it is time to find local section 8 housing. Once you are approved the PHA will notify you of housing type eligibility. This is usually based on the size of your family (number of children or other dependents).

 

 

Visit places like rent.com and apartments.com to find an apartment, rental house, or townhouse that will accept section 8 vouchers. As long as they accept the vouchers and the property has met health and safety standards, you are one step closer to finding your new home.

Payments for your rent are made from the PHA directly to your landlord. This is defined as a housing subsidy. It is usually based on income, adjusted gross income (amount before taxes) and typically leaves you with around 30 percent to pay for both rent and utilities.

Also after being approved you will be issued a housing assistance contract with the landlord or owners. If you find an apartment or housing that is above the PHA standards you might have to pay the difference in cost.

 

Basic Eligibility

Section 8 housing has several requirements that you will need to meet prior to approval. You will need to be a United States citizen, or have valid immigration status. Also needed is income verification or non-income verification along with family size and list of assets.

A general rule of thumb is that your income should not exceed 50 percent of the area’s median income. PHA will contact local agencies, employer, banks, and previous landlords in order to verify the information.

Applying for section 8 housing is fairly simple, just contact your Local PHA (map of local PHA). You can also contact Local HUD offices if you are in need of immediate assistance.

The program is extremely competitive and you will most likely be placed on a waiting list. But, if you are in desperate need there are other options. These options include:

Click any of the above links to find your local agencies.

A list of resources is located below to help you get the information you need and locate local offices. All this information is made available to help you save time and find what you need as quickly as possible. Please realize that you are not alone, help is available. This site is dedicated to helping you locate the correct agencies. We hope this helps you with your section 8 housing needs or immediate housing situation.

*Note: If you found this article helpful would you please take the time to choose from one of the offers below, fill it out, and submit. Most are no cost to you, but they do give us a small donation for you completing the submission. Thanks again!!*

Ipsos – Earn Rewards (Free)

Hulu – Subscribe (Only $5.99)

Disability Claim – Only 2 Steps (Free)

CBD Oil – Delivered (Retail)

Identity IQ – Trial ($1)

 

 

Section 8 Resources: 

HUD | Housing Choice Voucher Program Section 8

Census | Quick Facts

Community Action Agency | Utilities

Local Salvation Army| Locator

Local Catholic Diocese | Locator

Local PHA | Map

Local HUD | Map

 

 

Morning Habits for Success
Are you a morning person? Many people enjoy getting up at the sunrise and having a cup of coffee while they browse the web and others prefer to sleep in as long as possible but the most successful people in the world embrace the mornings and in fact there...
How to Find Bargains at Flea Markets
I love to spend hours looking at flea markets for different items. Different vendors set up their products in a central location so that consumers can spend their time walking around and see the new and used items available for sale. You never know what you will come...
Find The Best Section 8 Homes & Rentals
Find The Best Section 8 Homes & Rentals Are you feeling a little frustrated searching for Section 8 homes and rental property? Below is a list of multiple Section 8 housing resources. These are not in any particular order. These are just eight very good resources...
Financial Aid: Grants for Women
 Thanks to thousands of grants, women who want to go back to college and earn a degree can do so without worrying about large tuition fees. Grants for women are available for single moms, minority women, and women that are going in to specific fields of...
How Do I Get FHA Refunds?
Although FHA refunds are for people who have FHA-insured mortgage loans, not everyone is entitled to a refund. Various factors are considered to determine who can receive a refund. FHA refunds are available for those who finance their homes within three...
Social Security Disability Benefits
Sometimes in life, events occur that prevent people from working in order to make a living. Accidents occur and illness strikes at the most inopportune moments. The Social Security Administration may be able to help. They provide disability benefits to...
The World of Federal Grants
Welcome To The Wonderful World Of Federal Grants Federal Grants - If you are planning to go to college or university but know that you would never be able to afford it on your own, or with the help of your family for that matter, one of the first places...
Are Discount Stores Really A Bargain?
It seems like dollar stores and other various discount stores are becoming a common retailer in most areas. Can these discount stores really offer you a bargain or do they just sell poor quality items? In my opinion, there are plenty of great bargains to be found in...
Is Rent to Own Housing An Option?
Rent to own housing is a popular term that should be carefully considered. It can be an agreement between owner and seller to rent or lease a property until it is paid in full. The plan can work several different ways, some have zero deposits and no...
4 Challenging Discussions (And How To Have Them)
It's not always easy to practice open and honest communication, especially with your family. Unfortunately, that lack of communication can have serious consequences. If you're having a hard time finding the courage to approach your family about an issue...
Social Security Benefits & Retirement
Though all Americans look forward to the day when they can kick back in a lawn chair and spend time working in their flower gardens, retirement comes with many burdens. A fixed income or access to a 401(k) may not be enough to supplement the lifestyle many seniors are...
The Most Common Reasons for Debt
 High debt balances can create significant stress, negatively impact not only your future, but it can also impact your health. It can prevent you from enjoying the quality of life that you otherwise may enjoy without the burden of debt payments. While...
Who Qualifies for VA Home Loans
For many veterans and their families, buying a home can be a difficult experience. Many veterans have little patience for the drawn out process of finding a loan, and others have not always had the best luck with credit. Fortunately, Veterans Affairs (VA) can help....
Save Money When Grocery Shopping
 It is a good idea to be aware of the amount of money that we spend on items when we go grocery shopping on a regular basis. When times are tough, it is this knowledge that can help us to survive on less income than usual, which can help in a big way if we...
Positive Thinking Can Change Your Life
Positive Thinking Can Change Your Life Enthusiasm Is Positive Energy “No pessimist ever discovered the secret of the stars, or sailed to an uncharted land, or opened a new doorway for the human spirit.” - Helen Keller Enthusiasm is the sunshine of your mind’s garden....
“Believe in The Power of 3”
The number 3 is the first number to which the meaning “All” was given. It is the number of the whole as it contains the beginning, a middle, and an end. When you raise the number 3 to a second power, it simply magnifies everything you already have and...
Self Help Works Too!
Self-Help Works Too! Government assistance serves as a great safety net for a lot of people. Unemployment, SNAP, Social Security Disability, and other benefits operate as a great way to prevent total financial collapse following negative life events. However, each of...
Natural Healing Options for Arthritis
Arthritis comes in various forms, but it's always painful. The typical medical approach is to take some sort of pain medication (usually non-steroidal anti-inflammatory drugs, or NASDs) that might result in various side effects, such as stomach pain. Thankfully, there...
A VA Home Loan Can Help You Get Affordable Housing
 Ever since the housing market collapse, lenders have tightened the requirements to qualify for loans. If you don't have the required credit score or enough for a 20 percent down payment, it will be difficult to secure qualification for a conventional...
Coupon Tips That Can Save You Money
Everyone loves a great deal and your luck will get better when you find coupons for your favorite items. There are a lot of great locations to discover coupons these days, including the Internet, newspapers and flyers. These are tips and techniques on how...

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email to Receive New Assistance Updates

Due to the overwhelming response, please enter your name and email to ensure proper results.

Thank You! You will now receive the latest assistance updates!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This