Section 8 Housing | Where Do I Start?

by | Housing Information, Section 8 Housing News

Ok, what exactly is section 8 housing? Section 8 housing is also known as the Housing Choice Voucher Program. It is very fortunate here in the USA that housing assistance exists for low-income families, elderly, disabled and mentally challenged. The United States Section 8 Housing  Program ensures that you can afford to live in a clean, safe, and suitable environment.

*Note: If you find this page useful, please look at the free offers towards the bottom of this page. This helps us maintain this site and keep the information and links up to date. Thanks so much for your support.*

 

What is Section 8 Housing?

The great thing about section 8 housing is that you can live anywhere section 8 vouchers are accepted. This means you are not stuck in housing projects. You can actually search for apartments or housing in any area.

For example, there are websites like rent.com that have a separate filter for searching apartments that will accept Section 8 vouchers.  Again, this is great because it allows you to look outside normal housing areas. Section 8 housing enables, for the most part, live where you want to live.

section 8 housing | city apartments | family relief services

 

How Exactly Does It Work?

The Housing Choice Voucher Program works within the federal and state governments. First, the federal government allocates money for the program and then gives it to local & state PHA (public housing authority). Then, the PHA will decide how to distribute that money through Section 8 housing vouchers.

Now, you must contact your local PHA to be approved for a section 8 voucher (More about applying below). After you are approved it is time to find local section 8 housing. Once you are approved the PHA will notify you of housing type eligibility. This is usually based on the size of your family (number of children or other dependents).

 

 

Visit places like rent.com and apartments.com to find an apartment, rental house, or townhouse that will accept section 8 vouchers. As long as they accept the vouchers and the property has met health and safety standards, you are one step closer to finding your new home.

Payments for your rent are made from the PHA directly to your landlord. This is defined as a housing subsidy. It is usually based on income, adjusted gross income (amount before taxes) and typically leaves you with around 30 percent to pay for both rent and utilities.

Also after being approved you will be issued a housing assistance contract with the landlord or owners. If you find an apartment or housing that is above the PHA standards you might have to pay the difference in cost.

 

Basic Eligibility

Section 8 housing has several requirements that you will need to meet prior to approval. You will need to be a United States citizen, or have valid immigration status. Also needed is income verification or non-income verification along with family size and list of assets.

A general rule of thumb is that your income should not exceed 50 percent of the area’s median income. PHA will contact local agencies, employer, banks, and previous landlords in order to verify the information.

Applying for section 8 housing is fairly simple, just contact your Local PHA (map of local PHA). You can also contact Local HUD offices if you are in need of immediate assistance.

The program is extremely competitive and you will most likely be placed on a waiting list. But, if you are in desperate need there are other options. These options include:

Click any of the above links to find your local agencies.

A list of resources is located below to help you get the information you need and locate local offices. All this information is made available to help you save time and find what you need as quickly as possible. Please realize that you are not alone, help is available. This site is dedicated to helping you locate the correct agencies. We hope this helps you with your section 8 housing needs or immediate housing situation.

*Note: If you found this article helpful would you please take the time to choose from one of the offers below, fill it out, and submit. Most are no cost to you, but they do give us a small donation for you completing the submission. Thanks again!!*

Ipsos – Earn Rewards (Free)

Hulu – Subscribe (Only $5.99)

Disability Claim – Only 2 Steps (Free)

CBD Oil – Delivered (Retail)

Identity IQ – Trial ($1)

 

 

Section 8 Resources: 

HUD | Housing Choice Voucher Program Section 8

Census | Quick Facts

Community Action Agency | Utilities

Local Salvation Army| Locator

Local Catholic Diocese | Locator

Local PHA | Map

Local HUD | Map

 

 

How to Save Money on Your Kids Dental Bills
Your family budget might not extend as far as it used to. Still, you want your children to have healthy teeth and inexpensive kids dental bills. Learn how to save money on your kids dental.  Like Clean Teeth? Try the Dollar Brush!   Courtesy of Fox News Health...
The FHA and Home Loans
 The Federal Housing Administration (FHA) insures mortgages on loans provided through FHA-approved lenders. Since its creation in 1934, the FHA has insured tens of millions of homes for families in the United States. These mortgage insurances protect...
Increasing Literacy in Children
Increasing Literacy in Children Literacy is important. This is a fact that cannot be stressed enough. Often, arts and literature are tossed to the side to make way for additional funding in other areas, but learning to read lays the foundation for further education...
Getting The Most Out of Your Dental Insurance
If you have dental insurance, it is imperative to know how to get the best out of it. There are several things that you need to understand to maximize the cover for the betterment of your teeth. Your dentist is the most resourceful person to advise you on how to get...
Best Credit Cards for Questionable Credit
Life does not always work out as planned. Sometimes, a gap in employment leads to a few missed payments, and eviction, or a repossessed vehicle. These things happen to most people. In order build credit back up, a credit card may help. Making regular...
Searching for Online and Freelance Employment
Searching for Online & Freelance Employment Many career fields and skills do not fall under traditional frameworks for employment. Writers, photographers, marketers, teachers and artists may be able to find work as online freelancers to continue improving their...
The Best Self Help Gurus
In the world today, it is easy to come across scammers looking to take advantage of people in their weakest moments. The realm of self-help is no different. In fact, it can be much worse. Self-help scammers apply abstract concepts so that unsuspecting people will fork...
Readership Programs for Children
Readership Programs for Children The summer break may not always be beneficial to children. Studies show that children lose an average of one month of learning during the time off between school years. One way to counter this is to engross them in activities that...
Unexpected Pregnancy Resources
 If the event that you know a low-income family who is experiencing an unexpected pregnancy, you may want to reach out to help. During this time, you can feel overwhelmed and not know what steps to take. But know that you can take on a supportive role in...
Walmart Owes Money
Wal-Mart is a nationally recognized big box store offering low prices for customers who have everyday needs. The store employs more than 1.2 million people, and many of them are currently in a situation in which they could receive a big payout from the company for...
Find The Best Section 8 Homes & Rentals
Find The Best Section 8 Homes & Rentals Are you feeling a little frustrated searching for Section 8 homes and rental property? Below is a list of multiple Section 8 housing resources. These are not in any particular order. These are just eight very good resources...
Positive Thinking Can Change Your Life
Positive Thinking Can Change Your Life Enthusiasm Is Positive Energy “No pessimist ever discovered the secret of the stars, or sailed to an uncharted land, or opened a new doorway for the human spirit.” - Helen Keller Enthusiasm is the sunshine of your mind’s garden....
Social Security Disability Benefits
Sometimes in life, events occur that prevent people from working in order to make a living. Accidents occur and illness strikes at the most inopportune moments. The Social Security Administration may be able to help. They provide disability benefits to...
Accepting Failure | Achieve Success
Everybody has a setback every once in a while, but it doesn’t mean that there is anything wrong with you. In fact, accepting failure can be a great opportunity to learn your own limitations and boundaries, then push through them, and provide you with a...
The AHCA Impact on Medicare & Medicaid
The Impact on Medicare & Medicaid The repeal and replace legislation concerning the Affordable Care Act (ACA), or Obamacare, seems complicated for many consumers. Though it will likely see changes as it is debated in the Senate, the American Healthcare Act (AHCA)...
Inexpensive Public School Alternatives
Sending kids to the public school a few blocks away is a simple task for some families. However, not all parents wish to follow this route. They may have concerns about the safety of the public school in the neighborhood, or they may want a different type of education...
Modern Millionaires Mindset
Here’s A Modern Millionaire Rhetorical Question:   If you have a spare million dollars in your bank account today… How will you spend it? Pay off all your bills and loans? Buy your dream car? Dream house? Give your family a better life? Travel all...
Budget Tips for Today’s Family
If you are in charge of creating the family budget, chances are, you’ve had the unfortunate experience of having a brilliant budget plan that isn’t executed well. This happens to many families and couples, and with a little attitude tweaking, you can solicit the help...
The Facts You Need to Know About Payday Cash Advances
If you need money, it can feel as if there is no one to help you. It may feel like you're up a creek without a paddle. Luckily, you can get payday cash advances to help you out. Research all companies that you are considering. Find a lender that fits you...
Government Grants Exposed
You and I have heard it all before, the man with the funny jacket on late night TV telling us that the United States government gives out over 30 Billion dollars in grants every year. And if we want any of that for ourselves, all we have to do is send him...

The Premier Forex League

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email to Receive New Assistance Updates

Due to the overwhelming response, please enter your name and email to ensure proper results.

Thank You! You will now receive the latest assistance updates!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This