Section 8 Housing | Where Do I Start?

by | Housing Information, Section 8 Housing News

Ok, what exactly is section 8 housing? Section 8 housing is also known as the Housing Choice Voucher Program. It is very fortunate here in the USA that housing assistance exists for low-income families, elderly, disabled and mentally challenged. The United States Section 8 Housing  Program ensures that you can afford to live in a clean, safe, and suitable environment.

*Note: If you find this page useful, please look at the free offers towards the bottom of this page. This helps us maintain this site and keep the information and links up to date. Thanks so much for your support.*

 

What is Section 8 Housing?

The great thing about section 8 housing is that you can live anywhere section 8 vouchers are accepted. This means you are not stuck in housing projects. You can actually search for apartments or housing in any area.

For example, there are websites like rent.com that have a separate filter for searching apartments that will accept Section 8 vouchers.  Again, this is great because it allows you to look outside normal housing areas. Section 8 housing enables, for the most part, live where you want to live.

section 8 housing | city apartments | family relief services

 

How Exactly Does It Work?

The Housing Choice Voucher Program works within the federal and state governments. First, the federal government allocates money for the program and then gives it to local & state PHA (public housing authority). Then, the PHA will decide how to distribute that money through Section 8 housing vouchers.

Now, you must contact your local PHA to be approved for a section 8 voucher (More about applying below). After you are approved it is time to find local section 8 housing. Once you are approved the PHA will notify you of housing type eligibility. This is usually based on the size of your family (number of children or other dependents).

 

 

Visit places like rent.com and apartments.com to find an apartment, rental house, or townhouse that will accept section 8 vouchers. As long as they accept the vouchers and the property has met health and safety standards, you are one step closer to finding your new home.

Payments for your rent are made from the PHA directly to your landlord. This is defined as a housing subsidy. It is usually based on income, adjusted gross income (amount before taxes) and typically leaves you with around 30 percent to pay for both rent and utilities.

Also after being approved you will be issued a housing assistance contract with the landlord or owners. If you find an apartment or housing that is above the PHA standards you might have to pay the difference in cost.

 

Basic Eligibility

Section 8 housing has several requirements that you will need to meet prior to approval. You will need to be a United States citizen, or have valid immigration status. Also needed is income verification or non-income verification along with family size and list of assets.

A general rule of thumb is that your income should not exceed 50 percent of the area’s median income. PHA will contact local agencies, employer, banks, and previous landlords in order to verify the information.

Applying for section 8 housing is fairly simple, just contact your Local PHA (map of local PHA). You can also contact Local HUD offices if you are in need of immediate assistance.

The program is extremely competitive and you will most likely be placed on a waiting list. But, if you are in desperate need there are other options. These options include:

Click any of the above links to find your local agencies.

A list of resources is located below to help you get the information you need and locate local offices. All this information is made available to help you save time and find what you need as quickly as possible. Please realize that you are not alone, help is available. This site is dedicated to helping you locate the correct agencies. We hope this helps you with your section 8 housing needs or immediate housing situation.

*Note: If you found this article helpful would you please take the time to choose from one of the offers below, fill it out, and submit. Most are no cost to you, but they do give us a small donation for you completing the submission. Thanks again!!*

Ipsos – Earn Rewards (Free)

Hulu – Subscribe (Only $5.99)

Disability Claim – Only 2 Steps (Free)

CBD Oil – Delivered (Retail)

Identity IQ – Trial ($1)

 

 

Section 8 Resources: 

HUD | Housing Choice Voucher Program Section 8

Census | Quick Facts

Community Action Agency | Utilities

Local Salvation Army| Locator

Local Catholic Diocese | Locator

Local PHA | Map

Local HUD | Map

 

 

Positive Thinking Can Change Your Life
Positive Thinking Can Change Your Life Enthusiasm Is Positive Energy “No pessimist ever discovered the secret of the stars, or sailed to an uncharted land, or opened a new doorway for the human spirit.” - Helen Keller Enthusiasm is the sunshine of your mind’s garden....
Who Qualifies for VA Home Loans
For many veterans and their families, buying a home can be a difficult experience. Many veterans have little patience for the drawn out process of finding a loan, and others have not always had the best luck with credit. Fortunately, Veterans Affairs (VA) can help....
How The New Budget will Impact SNAP
How The New Budget will Impact SNAP  The Supplemental Nutrition Assistance Program (SNAP) assists lower-income families to purchase food in order to prevent hunger. The program also provides economic benefits to communities. The proposed budget for 2018...
Social Security Benefits & Retirement
Though all Americans look forward to the day when they can kick back in a lawn chair and spend time working in their flower gardens, retirement comes with many burdens. A fixed income or access to a 401(k) may not be enough to supplement the lifestyle many seniors are...
Save Money When Grocery Shopping
 It is a good idea to be aware of the amount of money that we spend on items when we go grocery shopping on a regular basis. When times are tough, it is this knowledge that can help us to survive on less income than usual, which can help in a big way if we...
The Greatness of Good Friday
 What a supreme paradox. We now call the day Jesus was crucified, Good.Many believe this name simply evolved—as language does. They point to the earlier designation, "God's Friday," as its root. (This seems a reasonable conjecture, given that "goodbye"...
Best Credit Cards for Questionable Credit
Life does not always work out as planned. Sometimes, a gap in employment leads to a few missed payments, and eviction, or a repossessed vehicle. These things happen to most people. In order build credit back up, a credit card may help. Making regular...
Social Security Disability Benefits
Sometimes in life, events occur that prevent people from working in order to make a living. Accidents occur and illness strikes at the most inopportune moments. The Social Security Administration may be able to help. They provide disability benefits to...
Car Shopping and Ways To Pay for It
A franchised new car dealership is a reliable, if not the only, source for anyone who wants to buy a new car.  But to those who prefer buying used or previously owned cars, there are plenty of options and sources one could choose from to be able to make...
Government Grants Exposed
You and I have heard it all before, the man with the funny jacket on late night TV telling us that the United States government gives out over 30 Billion dollars in grants every year. And if we want any of that for ourselves, all we have to do is send him...
The World of Federal Grants
Welcome To The Wonderful World Of Federal Grants Federal Grants - If you are planning to go to college or university but know that you would never be able to afford it on your own, or with the help of your family for that matter, one of the first places...
4 Challenging Discussions (And How To Have Them)
It's not always easy to practice open and honest communication, especially with your family. Unfortunately, that lack of communication can have serious consequences. If you're having a hard time finding the courage to approach your family about an issue...
Getting The Most Out of Your Dental Insurance
If you have dental insurance, it is imperative to know how to get the best out of it. There are several things that you need to understand to maximize the cover for the betterment of your teeth. Your dentist is the most resourceful person to advise you on how to get...
Teach Safety First
There is no denying the fact that the dangers out there are very real and your child is susceptible to them all. Luckily you can teach safety to help protect your little ones and keep them safe at any age as long as you are willing to take the necessary...
Feeling Lost? Free (Or Cheap) Career Assessment Tools
In today's world, more people are struggling to pay/find for housing, medical bills, education, and other aspects of life. As a result, embarking on a new career is becoming a popular option to better themselves and their families. However, when choosing a new career,...
Government Assistance for Unemployment
Government Assistance for Unemployment Sometimes, life does not go as smoothly as planned. Fluctuations in the economy lead to periodic lay-offs. Sometimes, a company fails and workers find themselves out of work. Often, an employee and employer simply part ways after...
A VA Home Loan Can Help You Get Affordable Housing
 Ever since the housing market collapse, lenders have tightened the requirements to qualify for loans. If you don't have the required credit score or enough for a 20 percent down payment, it will be difficult to secure qualification for a conventional...
How Does Renting to Own Really Work?
 In the years leading up to the financial crisis of 2007-08, the renting to own model — in which tenants/buyers have an option to purchase the house or condo they’re renting from their landlord/seller— was mostly offered by individual homeowners. In the...
Applying and Making Phone Calls to Potential Employers
Applying and Making Phone Calls to Potential Employers Applying to Places Not Hiring: A Wise Move or Not? Are you in desperate need of a job? If you are currently unemployed or if you truly think that your current job is making you “crazy,” you may be due for a new...
The AHCA Impact on Medicare & Medicaid
The Impact on Medicare & Medicaid The repeal and replace legislation concerning the Affordable Care Act (ACA), or Obamacare, seems complicated for many consumers. Though it will likely see changes as it is debated in the Senate, the American Healthcare Act (AHCA)...

The Premier Forex League

Subscribe

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Family Picnic

Enter Your Email to Receive New Assistance Updates

Due to the overwhelming response, please enter your name and email to ensure proper results.

Thank You! You will now receive the latest assistance updates!

Family Picnic

Enter Your Email for Best Results

Due to the overwhelming response, please enter your name and email to ensure the proper search results.

You Are On Your Way!

Pin It on Pinterest

Share This